# 利率通 vs 贷款计算器

The clearest difference is price: 利率通 at Free against 贷款计算器's $0.99. 利率通 also leads on iOS requirement (12.0 vs 17.0). 贷款计算器's advantage is update cadence (daily vs fortnightly). On ads, in-app purchases and device support there is nothing between them.

利率通 is free to download; 贷款计算器 costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

利率通 ships an update fortnightly, 贷款计算器 daily. The most recent releases landed on June 4, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | 利率通 | 贷款计算器 |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id6471359018/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Daily** |
| Monetization | Free | — |
| Size | 33 MB | 4 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Shanghai Baier Information Technology Co., Ltd](https://appshunter.io/developer/1649095624) | [min yao](https://appshunter.io/developer/983543203) |

## What reviewers say

### 利率通

[App page](https://appshunter.io/ios/app/id6471359018)

Calculate the true interest rates for various loan types, including mortgages, car loans, credit card installments, and personal loans. It also helps calculate deposit interest rates, providing detailed repayment plans and historical data for each loan.

**Highlights:** Mortgage interest rate calculation, Credit card installment rate calculation, Car loan installment rate calculation, Personal and consumer loan rate calculation, Deposit interest rate calculation, Detailed repayment history and plans

**Features:** macOS Compatibility

**In-app purchases:** none


### 贷款计算器

[App page](https://appshunter.io/ios/app/id6758245481)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 利率通 free?

利率通 is free to download, with no in-app purchases.

### Is 贷款计算器 free?

贷款计算器 costs $0.99, with no in-app purchases.

### Do 利率通 or 贷款计算器 have ads?

Neither 利率通 nor 贷款计算器 shows ads.

### Which is updated more often, 利率通 or 贷款计算器?

利率通 ships an update fortnightly, and 贷款计算器 daily. Most recently, 利率通 was updated on June 4, 2026 and 贷款计算器 on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*