# Driftio vs EMI & Smart Loan

The clearest difference is in-app purchases: Driftio at none against EMI & Smart Loan's 2. Driftio also leads on update cadence (weekly vs every 3 months) and device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Both are free to download. EMI & Smart Loan sells 2 in-app purchases, starting at $2.99 per month. Driftio asks for nothing beyond the download.

Driftio ships an update weekly, EMI & Smart Loan every 3 months. The most recent releases landed on October 30, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Driftio | EMI & Smart Loan |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 months |
| Size | 22 MB | 10 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 17+ |
| Developer | [Driftio App AB](https://appshunter.io/developer/1714245965) | [Dhaval Panasara](https://appshunter.io/developer/1753452519) |

## What reviewers say

### Driftio

[App page](https://appshunter.io/ios/app/driftio/id6471366352)

**In-app purchases:** none


### EMI & Smart Loan

[App page](https://appshunter.io/ios/app/emi-and-smart-loan/id6741749375)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Montly Premium | $2.99 | per month |
| Yearly Subscription | $3.99 | per year |


## Frequently asked questions

### Is Driftio free?

Driftio is free to download, with no in-app purchases.

### Is EMI & Smart Loan free?

EMI & Smart Loan is free to download, with in-app purchases available.

### Do Driftio or EMI & Smart Loan have ads?

Neither Driftio nor EMI & Smart Loan shows ads.

### Which is updated more often, Driftio or EMI & Smart Loan?

Driftio ships an update weekly, and EMI & Smart Loan every 3 months. Most recently, Driftio was updated on October 30, 2026 and EMI & Smart Loan on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*