# Nayifat App vs Hesba

The clearest difference is rating: Hesba at 5.0 against Nayifat App's 4.0. Nayifat App's advantage is update cadence (every 4 days vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Hesba holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 5 and 2 respectively.

Nayifat App ships an update every 4 days, Hesba every 2 months. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Nayifat App | Hesba |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (5 ratings)](https://appshunter.io/ios/app/nayifat-app/id6471426831/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/hesba/id6760950258/reviews)** |
| Number of ratings | **5** | 2 |
| Positive reviews | 10.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 2 months |
| Monetization | Free | Free |
| Size | 58 MB | 28 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Nayifat Finance Company](https://appshunter.io/developer/1561147971) | [Khalid alsobiyl](https://appshunter.io/developer/1886974883) |

## What reviewers say

### Nayifat App

[App page](https://appshunter.io/ios/app/nayifat-app/id6471426831)

Access financial services and apply for credit cards directly through this app. Manage your card features and settings with ease and flexibility. Get approved and issued a card within minutes.

**Highlights:** Access financial services, Apply for credit cards, Manage card features, Flexible settings management, Fast credit card issuance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Hesba

[App page](https://appshunter.io/ios/app/hesba/id6760950258)

This finance calculator helps users quickly estimate personal finance and mortgage options. It provides instant results for loan amounts, monthly payments, and fees, with options to adjust DBR and convert interest rates.

**Highlights:** Personal finance calculator, Mortgage calculator, Monthly installment calculation, DBR calculation, Interest rate conversion, Simple Arabic interface

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Nayifat App free?

Nayifat App is free to download, with no in-app purchases.

### Is Hesba free?

Hesba is free to download, with no in-app purchases.

### Which has better reviews, Nayifat App or Hesba?

Hesba is rated higher. Nayifat App averages 4.0 out of 5 from 5 ratings, while Hesba averages 5.0 from 2 ratings.

### Do Nayifat App or Hesba have ads?

Neither Nayifat App nor Hesba shows ads.

### Which is updated more often, Nayifat App or Hesba?

Nayifat App ships an update every 4 days, and Hesba every 2 months. Most recently, Nayifat App was updated on November 4, 2026 and Hesba on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*