# Payhammer vs PayTogether

The clearest difference is in-app purchases: Payhammer at none against PayTogether's 2. Payhammer also leads on iOS requirement (13.0 vs 15.0). PayTogether's advantage is update cadence (every 4 days vs every 6 months). On price, ads and device support there is nothing between them.

Both are free to download. PayTogether sells 2 in-app purchases, starting at $2.99 per month. Payhammer asks for nothing beyond the download.

Payhammer ships an update every 6 months, PayTogether every 4 days. The most recent releases landed on October 12, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Payhammer | PayTogether |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (5 ratings)](https://appshunter.io/ios/app/payhammer/id6471499032/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 4 days** |
| Monetization | Free | — |
| Size | 60 MB | 17 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Payhammer LLC](https://appshunter.io/developer/1715474530) | [MajaLabs LLC](https://appshunter.io/developer/1878274739) |

## What reviewers say

### Payhammer

[App page](https://appshunter.io/ios/app/payhammer/id6471499032)

This app offers modern financial solutions for underserved communities and small businesses. It provides a personalized experience to help users achieve financial freedom with features like mobile check deposit and earned wage access.

**Highlights:** Inclusive financial access, Earned wage access (coming soon), Mobile check deposit (coming soon), Small business tools, Personalized financial experience

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### PayTogether

[App page](https://appshunter.io/ios/app/paytogether-split-expenses/id6759358041)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayTogether Plus | $2.99 | per month |
| PayTogether Plus | $29.99 | per year |


## Frequently asked questions

### Is Payhammer free?

Payhammer is free to download, with no in-app purchases.

### Is PayTogether free?

PayTogether is free to download, with in-app purchases available.

### Do Payhammer or PayTogether have ads?

Neither Payhammer nor PayTogether shows ads.

### Which is updated more often, Payhammer or PayTogether?

Payhammer ships an update every 6 months, and PayTogether every 4 days. Most recently, Payhammer was updated on October 12, 2026 and PayTogether on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*