# Phinch AI vs Budgio

The clearest difference is in-app purchases: Phinch AI at none against Budgio's 2. Phinch AI also leads on device support (4 vs 2) and iOS requirement (11.0 vs 16.6). On price and ads there is nothing between them.

Both are free to download. Budgio sells 2 in-app purchases, starting at $3.99 per month. Phinch AI asks for nothing beyond the download.

## The numbers

| Metric | Phinch AI | Budgio |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | — | Every 2 months |
| Size | 39 MB | 12 MB |
| Requires iOS | **11.0** | 16.6 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, Apple Watch |
| Age rating | 17+ | 4+ |
| Developer | [PHINCH AI LLC](https://appshunter.io/developer/1715728506) | [Stepan Petrov](https://appshunter.io/developer/1878638941) |

## What reviewers say

### Phinch AI

[App page](https://appshunter.io/ios/app/phinch-ai/id6471621336)

**Features:** macOS Compatibility

**In-app purchases:** none


### Budgio

[App page](https://appshunter.io/ios/app/budgio-spending-tracker/id6757434321)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budgio Premium Monthly | $3.99 | per month |
| Budgio Premium Annual | $29.99 | per year |


## Frequently asked questions

### Is Phinch AI free?

Phinch AI is free to download, with no in-app purchases.

### Is Budgio free?

Budgio is free to download, with in-app purchases available.

### Do Phinch AI or Budgio have ads?

Neither Phinch AI nor Budgio shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*