# Xcel Energy vs FredLoya

The clearest difference is rating: Xcel Energy at 4.7 against FredLoya's 3.2. Xcel Energy also leads on ratings volume (4.4K vs 15) and update cadence (every 3 weeks vs every 3 months). FredLoya's advantage is review sentiment (50% vs 17%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Xcel Energy holds the better App Store score, 4.7 against 3.2. That said, the two scores are not equally well evidenced: Xcel Energy has 4.4K ratings behind it against 15, so its average is the more settled of the two. Written reviews complicate that: 17% of Xcel Energy's written reviews are positive against 50% of FredLoya's, so the app with the better star average is not the one people write more warmly about.

Xcel Energy ships an update every 3 weeks, FredLoya every 3 months. The most recent releases landed on November 5, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Xcel Energy | FredLoya |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (4.4K ratings)](https://appshunter.io/ios/app/xcel-energy/id6471728020/reviews)** | [3.2 (15 ratings)](https://appshunter.io/ios/app/fredloya/id6538716918/reviews) |
| Number of ratings | **4.4K** | 15 |
| Positive reviews | 17.4% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 114 MB | 33 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Xcel Energy Inc.](https://appshunter.io/developer/1257181582) | [Evolve 7 Digital Media, LLC](https://appshunter.io/developer/1757051173) |

## What reviewers say

### Xcel Energy

[App page](https://appshunter.io/ios/app/xcel-energy/id6471728020)

Manage your Xcel Energy account with ease. View billing information, make payments, report outages, and track your energy usage over time. Secure login options and multi-language support are available.

**Highlights:** Secure login with Touch ID/Face ID, View billing and statements, Make payments, Report and check outage status, Track historical energy usage, Compare bills and usage data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Streamlined UI
- 👍 Convenient payment options
- 👍 Helpful usage graphs

**What reviewers complain about**

- 🐛 Login and account issues
- 🐛 Inaccurate usage data
- 🐛 Broken or missing features
- 🔍 Lack of transparency

**Reported bugs**

- Unable to login or reset password
- Inability to link accounts or view statements
- Inconsistent or non-functioning features

**Requested features**

- Restore previous app functionality
- Improve usage tracking and reporting
- Provide better error messages and troubleshooting


### FredLoya

[App page](https://appshunter.io/ios/app/fredloya/id6538716918)

Easily manage all your insurance needs from anywhere with this application. It offers tools to handle your insurance quickly and efficiently, whether you are at home or on the move.

**Highlights:** Manage insurance needs, Handle insurance quickly, Efficient insurance management, Access tools on the go, Home and mobile access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Xcel Energy free?

Xcel Energy is free to download, with no in-app purchases.

### Is FredLoya free?

FredLoya is free to download, with no in-app purchases.

### Which has better reviews, Xcel Energy or FredLoya?

Xcel Energy is rated higher. Xcel Energy averages 4.7 out of 5 from 4.4K ratings, while FredLoya averages 3.2 from 15 ratings.

### Do Xcel Energy or FredLoya have ads?

Neither Xcel Energy nor FredLoya shows ads.

### Which is updated more often, Xcel Energy or FredLoya?

Xcel Energy ships an update every 3 weeks, and FredLoya every 3 months. Most recently, Xcel Energy was updated on November 5, 2026 and FredLoya on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*