# AirKey vs SavingsBox

The clearest difference is rating: SavingsBox at 5.0 against AirKey's 2.3. AirKey's advantage is in-app purchases (none vs 1) and ratings volume (91 vs 3). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. SavingsBox sells 1 in-app purchase, starting at $4.99 per month. AirKey asks for nothing beyond the download.

SavingsBox holds the better App Store score, 5.0 against 2.3. That said, the two scores are not equally well evidenced: AirKey has 91 ratings behind it against 3, so its average is the more settled of the two.

AirKey ships an update every 3 weeks, SavingsBox every 2 weeks. The most recent releases landed on November 12, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | AirKey | SavingsBox |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (91 ratings)](https://appshunter.io/ios/app/airkey/id6471775266/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/savingsbox/id6775351517/reviews)** |
| Number of ratings | **91** | 3 |
| Positive reviews | 29.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | **Free** | Freemium |
| Size | 58 MB | 87 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 17+ |
| Developer | [Capital One](https://appshunter.io/developer/339644101) | [The SavingsBox Inc](https://appshunter.io/developer/1530832058) |

## What reviewers say

### AirKey

[App page](https://appshunter.io/ios/app/airkey/id6471775266)

Verify your identity by tapping your AirKey-enabled card to your phone. Learn about the technology and review transaction details for secure purchases. Requires an AirKey-enabled card and internet access.

**Highlights:** Tap card to phone for verification, Review transaction details, Confirm card legitimacy, Secure shopping experience, Learn about AirKey technology

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Works great internationally
- 👍 Convenient for travel
- 💡 Cool authentication feature
- 🚀 Fast card reading
- 🔒 Provides security

**What reviewers complain about**

- 🐛 Constantly stuck in demo mode
- 🐛 Does not work overseas
- 🐛 Fails to scan/tap card
- 🐛 Useless for online purchases
- 🐛 No customer service/support

**Reported bugs**

- Stuck in demo mode
- App does not work overseas
- Card scanning/tapping fails
- Verification process fails
- App is glitchy

**Requested features**

- Fix the demo loop issue
- Improve international functionality
- Provide alternative verification methods
- Offer better customer support
- Integrate with the main Capital One app


### SavingsBox

[App page](https://appshunter.io/ios/app/savingsbox/id6775351517)

This app helps you save money for specific goals with AI-powered guidance and accountability. It allows you to create personalized savings boxes, track progress, and connect with financial professionals for tailored advice.

**Highlights:** Personalized savings boxes for any goal, AI financial coach for guidance, Accountability Circles and Group Boxes, Round-Up Savings from purchases, Debt and goal tracking, Book sessions with financial professionals

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $4.99 | per month |


## Frequently asked questions

### Is AirKey free?

AirKey is free to download, with no in-app purchases.

### Is SavingsBox free?

SavingsBox is free to download, with in-app purchases available.

### Which has better reviews, AirKey or SavingsBox?

SavingsBox is rated higher. AirKey averages 2.3 out of 5 from 91 ratings, while SavingsBox averages 5.0 from 3 ratings.

### Do AirKey or SavingsBox have ads?

Neither AirKey nor SavingsBox shows ads.

### Which is updated more often, AirKey or SavingsBox?

AirKey ships an update every 3 weeks, and SavingsBox every 2 weeks. Most recently, AirKey was updated on November 12, 2026 and SavingsBox on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*