# InstaWally vs MCTPayVA

InstaWally and MCTPayVA are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

InstaWally ships an update every 3 months, MCTPayVA every 4 months. The most recent releases landed on October 10, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | InstaWally | MCTPayVA |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Size | 203 MB | 38 MB |
| Requires iOS | 13.4 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [DCS Card Centre Pte Ltd](https://appshunter.io/developer/1468041796) | [MOBILE COMMUNITY TECH PTE LTD](https://appshunter.io/developer/1626416581) |

## What reviewers say

### InstaWally

[App page](https://appshunter.io/ios/app/instawally/id6471822173)

**Features:** macOS Compatibility

**In-app purchases:** none


### MCTPayVA

[App page](https://appshunter.io/ios/app/mctpayva/id6480231207)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is InstaWally free?

InstaWally is free to download, with no in-app purchases.

### Is MCTPayVA free?

MCTPayVA is free to download, with no in-app purchases.

### Do InstaWally or MCTPayVA have ads?

Neither InstaWally nor MCTPayVA shows ads.

### Which is updated more often, InstaWally or MCTPayVA?

InstaWally ships an update every 3 months, and MCTPayVA every 4 months. Most recently, InstaWally was updated on October 10, 2026 and MCTPayVA on October 15, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*