# InstaWally vs OxPay Lite

The clearest difference is update cadence: OxPay Lite at every 3 weeks against InstaWally's every 3 months. InstaWally's advantage is iOS requirement (13.4 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

InstaWally ships an update every 3 months, OxPay Lite every 3 weeks. The most recent releases landed on May 19, 2026 and September 6, 2026 respectively.

## The numbers

| Metric | InstaWally | OxPay Lite |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Size | 203 MB | 41 MB |
| Requires iOS | **13.4** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [DCS Card Centre Pte Ltd](https://appshunter.io/developer/1468041796) | [OxPay SG Pte Ltd](https://appshunter.io/developer/1881784585) |

## What reviewers say

### InstaWally

[App page](https://appshunter.io/ios/app/instawally/id6471822173)

**Features:** macOS Compatibility

**In-app purchases:** none


### OxPay Lite

[App page](https://appshunter.io/ios/app/oxpay-lite/id6499313012)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is InstaWally free?

InstaWally is free to download, with no in-app purchases.

### Is OxPay Lite free?

OxPay Lite is free to download, with no in-app purchases.

### Do InstaWally or OxPay Lite have ads?

Neither InstaWally nor OxPay Lite shows ads.

### Which is updated more often, InstaWally or OxPay Lite?

InstaWally ships an update every 3 months, and OxPay Lite every 3 weeks. Most recently, InstaWally was updated on May 19, 2026 and OxPay Lite on September 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*