# SHABAAS PAY vs Payto

The clearest difference is in-app purchases: SHABAAS PAY at none against Payto's 4. SHABAAS PAY also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Payto sells 4 in-app purchases, starting at $1.99 per month. SHABAAS PAY asks for nothing beyond the download.

SHABAAS PAY ships an update every 9 days, Payto every 8 days. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | SHABAAS PAY | Payto |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 9 days | **Every 8 days** |
| Monetization | — | Free with in-app purchases |
| Size | 34 MB | 93 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 9+ |
| Developer | [Shabaas](https://appshunter.io/developer/1601038252) | [Beomjin In](https://appshunter.io/developer/1791890813) |

## What reviewers say

### SHABAAS PAY

[App page](https://appshunter.io/ios/app/shabaas-pay/id6471974630)

**Features:** Vision Pro support

**In-app purchases:** none


### Payto

[App page](https://appshunter.io/ios/app/payto-ai-expense-tracker/id6761049047)

Effortlessly track expenses using voice commands and AI analysis. Get personalized insights, set budgets, and manage finances with your family. Choose from various AI personalities to guide your financial journey.

**Highlights:** Voice and natural language expense logging, AI chat assistant for financial queries, Personalized AI insights and analysis, Shared budgeting for families and partners, Customizable AI personalities, Detailed spending category tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ad-Free (Monthly) | $1.99 | per month |
| Payto Pro: Monthly | $3.99 | per month |
| Ad-Free (Annual) | $5.99 | per year |
| Payto Pro (Annual) | $34.99 | per year |


## Frequently asked questions

### Is SHABAAS PAY free?

SHABAAS PAY is free to download, with no in-app purchases.

### Is Payto free?

Payto is free to download, with in-app purchases available.

### Do SHABAAS PAY or Payto have ads?

Payto shows ads; SHABAAS PAY does not.

### Which is updated more often, SHABAAS PAY or Payto?

SHABAAS PAY ships an update every 9 days, and Payto every 8 days. Most recently, SHABAAS PAY was updated on November 8, 2026 and Payto on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*