# Ibis vs Total Credit +

The clearest difference is rating: Total Credit + at 5.0 against Ibis's 3.0. Total Credit + also leads on ads (none vs shown) and monetization model (free vs ad-supported). Ibis's advantage is update cadence (every 3 weeks vs every 10 months). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Total Credit + holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Ibis ships an update every 3 weeks, Total Credit + every 10 months. The most recent releases landed on October 14, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Ibis | Total Credit + |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/ibis/id6472091320/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/total-credit-plus/id6737702920/reviews)** |
| Number of ratings | **2** | 1 |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 10 months |
| Monetization | Ad-supported | **Free** |
| Size | 83 MB | 38 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Ibis Payments LLC](https://appshunter.io/developer/1716606490) | [Total Credit](https://appshunter.io/developer/1777478968) |

## What reviewers say

### Ibis

[App page](https://appshunter.io/ios/app/ibis/id6472091320)

Manage your finances with this platform designed for efficiency. Send remittances, make payments, and buy/sell stablecoins. Get a Mastercard for online purchases.

**Highlights:** Send remittances to Venezuela, Make payments in Bolívares, Buy USDT via mobile payment, Exchange USDT for Bolívares, Get a Mastercard for online shopping

**Features:** macOS Compatibility

**In-app purchases:** none


### Total Credit +

[App page](https://appshunter.io/ios/app/total-credit-plus/id6737702920)

Manage your money with an intuitive system offering real-time account and card movement visualization. Send and receive money quickly, including SINPE Móvil transfers, and easily pay credit cards from other financial institutions.

**Highlights:** Real-time account and card movement visualization, Fast and secure electronic transfers, SINPE Móvil transfers, Pay credit cards from other institutions, Share account details easily

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ibis free?

Ibis is free to download, with no in-app purchases.

### Is Total Credit + free?

Total Credit + is free to download, with no in-app purchases.

### Which has better reviews, Ibis or Total Credit +?

Total Credit + is rated higher. Ibis averages 3.0 out of 5 from 2 ratings, while Total Credit + averages 5.0 from 1 ratings.

### Do Ibis or Total Credit + have ads?

Ibis shows ads; Total Credit + does not.

### Which is updated more often, Ibis or Total Credit +?

Ibis ships an update every 3 weeks, and Total Credit + every 10 months. Most recently, Ibis was updated on October 14, 2026 and Total Credit + on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*