# PayGuy vs Instant

The clearest difference is update cadence: PayGuy at fortnightly against Instant's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayGuy ships an update fortnightly, Instant every 6 months. The most recent releases landed on June 1, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | PayGuy | Instant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/payguy/id6472192195/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 months |
| Monetization | Free | — |
| Size | 34 MB | 32 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Upperlink Digital](https://appshunter.io/developer/1716736392) | [UnicoConnect Pvt Ltd](https://appshunter.io/developer/1787543451) |

## What reviewers say

### PayGuy

[App page](https://appshunter.io/ios/app/payguy/id6472192195)

Manage all your bills and financial transactions in one place. This fintech application simplifies payment processes for users, offering a convenient way to handle financial obligations.

**Highlights:** Bill payments, Financial transactions, Payment management, Fintech solutions

**Features:** macOS Compatibility

**In-app purchases:** none


### Instant

[App page](https://appshunter.io/ios/app/instant-ex/id6739961160)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PayGuy free?

PayGuy is free to download, with no in-app purchases.

### Is Instant free?

Instant is free to download, with no in-app purchases.

### Do PayGuy or Instant have ads?

Neither PayGuy nor Instant shows ads.

### Which is updated more often, PayGuy or Instant?

PayGuy ships an update fortnightly, and Instant every 6 months. Most recently, PayGuy was updated on June 1, 2026 and Instant on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*