# PayGuy vs VaultSplit

The clearest difference is ads: PayGuy at none against VaultSplit's shown. PayGuy also leads on iOS requirement (13.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayGuy ships an update fortnightly, VaultSplit every 2 weeks. The most recent releases landed on September 18, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | PayGuy | VaultSplit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/payguy/id6472192195/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 2 weeks |
| Monetization | Free | — |
| Size | 34 MB | 105 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Upperlink Digital](https://appshunter.io/developer/1716736392) | [VaultSplit Inc.](https://appshunter.io/developer/1824538647) |

## What reviewers say

### PayGuy

[App page](https://appshunter.io/ios/app/payguy/id6472192195)

Manage all your bills and financial transactions in one place. This fintech application simplifies payment processes for users, offering a convenient way to handle financial obligations.

**Highlights:** Bill payments, Financial transactions, Payment management, Fintech solutions

**Features:** macOS Compatibility

**In-app purchases:** none


### VaultSplit

[App page](https://appshunter.io/ios/app/vaultsplit/id6748158414)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayGuy free?

PayGuy is free to download, with no in-app purchases.

### Is VaultSplit free?

VaultSplit is free to download, with no in-app purchases.

### Do PayGuy or VaultSplit have ads?

VaultSplit shows ads; PayGuy does not.

### Which is updated more often, PayGuy or VaultSplit?

PayGuy ships an update fortnightly, and VaultSplit every 2 weeks. Most recently, PayGuy was updated on September 18, 2026 and VaultSplit on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*