# TCB Now vs CBTKY

TCB Now and CBTKY both sit at 4.8 stars, but that hides the real split: 93% of TCB Now's written reviews are positive against 75% of CBTKY's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for TCB Now against 4.9 for CBTKY. Both are backed by a comparable volume of ratings — 516 and 563 respectively. Written reviews are what separate them: 93% of TCB Now's written reviews are positive against 75% of CBTKY's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 13, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | TCB Now | CBTKY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (516 ratings)](https://appshunter.io/ios/app/tcb-now/id6472219428/reviews) | **[4.9 (563 ratings)](https://appshunter.io/ios/app/cbtky/id6479719921/reviews)** |
| Number of ratings | 516 | **563** |
| Positive reviews | **92.9% of reviews** | 75.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 177 MB | 197 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [Taylor County Bank](https://appshunter.io/developer/944985371) | [Citizens Bank and Trust Company Kentucky](https://appshunter.io/developer/708523680) |

## What reviewers say

### TCB Now

[App page](https://appshunter.io/ios/app/tcb-now/id6472219428)

Manage your finances securely and conveniently with this mobile banking app. It offers features like bill pay, money transfers, mobile check deposit, and account alerts. Connect with customer support and secure your account with advanced options.

**Highlights:** Account balance alerts, Automatic bill pay, Money transfers, Mobile check deposit, Debit card management, View monthly statements, Branch and ATM locator, Live chat support

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Wonderful to work with (Laura Houk)
- 👍 TCB is the best
- 👍 Love the new mobile app
- 👍 App allows banking anywhere
- 👍 So much easier than before

**What reviewers complain about**

- 🐛 Balances set up wrong, caused negative balance
- 🐛 Too many company policies
- 🐛 Not letting customers pick withdrawal limits

**Reported bugs**

- Balances set up wrong
- Account went into negative due to balance setup

**Requested features**

- Add due date in small font under header of each loan and Heloc on the app


### CBTKY

[App page](https://appshunter.io/ios/app/cbtky/id6479719921)

Manage your finances on the go with this secure banking app. Set up alerts, make payments, transfer funds, deposit checks remotely, and find nearby branches and ATMs. Protect your account with passcode or biometric authentication.

**Highlights:** Account balance alerts, Make payments, Transfer funds, Mobile check deposit, View statements, Find branches/ATMs, Biometric security

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is TCB Now free?

TCB Now is free to download, with no in-app purchases.

### Is CBTKY free?

CBTKY is free to download, with no in-app purchases.

### Which has better reviews, TCB Now or CBTKY?

CBTKY is rated higher. TCB Now averages 4.8 out of 5 from 516 ratings, while CBTKY averages 4.9 from 563 ratings.

### Do TCB Now or CBTKY have ads?

Neither TCB Now nor CBTKY shows ads.

### Which is updated more often, TCB Now or CBTKY?

TCB Now ships an update monthly, and CBTKY monthly. Most recently, TCB Now was updated on October 13, 2026 and CBTKY on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*