# 小牛记账 vs Zen Tap

The clearest difference is in-app purchases: Zen Tap at none against 小牛记账's 1. Zen Tap also leads on update cadence (weekly vs every 3 weeks). 小牛记账's advantage is iOS requirement (13.0 vs 15.6). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. 小牛记账 sells 1 one-off in-app purchase. Zen Tap asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for 小牛记账 against 5.0 for Zen Tap. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

小牛记账 ships an update every 3 weeks, Zen Tap weekly. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | 小牛记账 | Zen Tap |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/id6472397218/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/zen-tap/id6762328624/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 35 MB | 12 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Shanghai Youqianhua Information Technology Co., Ltd.](https://appshunter.io/developer/1499784439) | [文宝 刘](https://appshunter.io/developer/1889975754) |

## What reviewers say

### 小牛记账

[App page](https://appshunter.io/ios/app/id6472397218)

Easily track daily expenses and income with customizable accounts and categories. Gain insights into spending habits through smart data analysis and charts. Manage debts effectively to achieve financial stability.

**Highlights:** Intuitive transaction recording, Customizable accounts and categories, Smart data analysis and charts, Debt tracking and management, Financial habit building

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIP会员 | $1.99 | one-time |


### Zen Tap

[App page](https://appshunter.io/ios/app/zen-tap/id6762328624)

This minimalist app offers a simple, one-tap experience for stress relief and mindfulness. Enjoy soothing sounds and a private, ad-free environment to find calm anytime, anywhere.

**Highlights:** One-tap simplicity, No ads or pop-ups, Soothing, realistic sounds, Lightweight and private, Offline functionality, Minimal memory usage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 小牛记账 free?

小牛记账 is free to download, with in-app purchases available.

### Is Zen Tap free?

Zen Tap is free to download, with no in-app purchases.

### Which has better reviews, 小牛记账 or Zen Tap?

小牛记账 and Zen Tap are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do 小牛记账 or Zen Tap have ads?

Neither 小牛记账 nor Zen Tap shows ads.

### Which is updated more often, 小牛记账 or Zen Tap?

小牛记账 ships an update every 3 weeks, and Zen Tap weekly. Most recently, 小牛记账 was updated on November 4, 2026 and Zen Tap on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*