# FIRST TRUST Mobile vs UBA Paychap

The clearest difference is update cadence: UBA Paychap at weekly against FIRST TRUST Mobile's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FIRST TRUST Mobile ships an update fortnightly, UBA Paychap weekly. The most recent releases landed on October 14, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | FIRST TRUST Mobile | UBA Paychap |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/uba-paychap/id6764057116/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | — | Free |
| Size | 80 MB | 52 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 12+ |
| Developer | [IWOMI Technologies Ltd](https://appshunter.io/developer/1647819078) | [United Bank For Africa Plc](https://appshunter.io/developer/1125912796) |

## What reviewers say

### FIRST TRUST Mobile

[App page](https://appshunter.io/ios/app/first-trust-mobile/id6472647933)

**Features:** macOS Compatibility

**In-app purchases:** none


### UBA Paychap

[App page](https://appshunter.io/ios/app/uba-paychap/id6764057116)

Make fast, secure, and simple everyday payments directly from your smartphone. Tap, scan, or send money instantly without a POS machine or physical card. Track all your transactions in one secure app with real-time confirmations.

**Highlights:** Tap to Pay (NFC), Scan to Pay (QR), Pay by Phone Number, Transaction History, Biometric Login, Multilingual Support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FIRST TRUST Mobile free?

FIRST TRUST Mobile is free to download, with no in-app purchases.

### Is UBA Paychap free?

UBA Paychap is free to download, with no in-app purchases.

### Do FIRST TRUST Mobile or UBA Paychap have ads?

Neither FIRST TRUST Mobile nor UBA Paychap shows ads.

### Which is updated more often, FIRST TRUST Mobile or UBA Paychap?

FIRST TRUST Mobile ships an update fortnightly, and UBA Paychap weekly. Most recently, FIRST TRUST Mobile was updated on October 14, 2026 and UBA Paychap on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*