# SplitIt vs settled.

The clearest difference is price: SplitIt at Free against settled.'s $1.99. SplitIt also leads on ratings volume (823 vs 2) and iOS requirement (15.0 vs 26.6). settled.'s advantage is in-app purchases (none vs 10) and update cadence (daily vs every 6 days). On rating, ads and device support there is nothing between them.

SplitIt is free to download; settled. costs $1.99 up front. SplitIt sells 10 in-app purchases, starting at $4.99 per month. settled. asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for SplitIt against 5.0 for settled.. That said, the two scores are not equally well evidenced: SplitIt has 823 ratings behind it against 2, so its average is the more settled of the two.

SplitIt ships an update every 6 days, settled. daily. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | SplitIt | settled. |
| --- | --- | --- |
| Price | **Free** | $1.99 |
| Rating | [4.9 (823 ratings)](https://appshunter.io/ios/app/splitit-group-bill-splitter/id6472703319/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/settled-money-owed-sorted/id6810749273/reviews)** |
| Number of ratings | **823** | 2 |
| Positive reviews | 87.9% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 6 days | **Daily** |
| Monetization | **Free with in-app purchases** | Paid |
| Size | 59 MB | 6 MB |
| Requires iOS | **15.0** | 26.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Feast Labs LLC](https://appshunter.io/developer/1612428785) | [DAVID JONATHAN PASUMBAL](https://appshunter.io/developer/6809573781) |

## What reviewers say

### SplitIt

[App page](https://appshunter.io/ios/app/splitit-group-bill-splitter/id6472703319)

Easily split bills and track shared expenses with friends. Upload receipts, assign items, and settle balances seamlessly. Keep a record of shared outings and manage payments or requests within your group.

**Highlights:** Split bills from receipts, Assign items to individuals, Track expenses and balances, Pay or request money from friends, Record shared outings

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited | $4.99 | per month |
| Unlimited | $39.99 | per year |
| Developer Tip | $0.29 | one-time |
| Developer Tip | $0.49 | one-time |
| Developer Tip | $0.99 | one-time |
| Developer Tip | $1.09 | one-time |
| Developer Tip | $1.59 | one-time |
| Developer Tip | $1.99 | one-time |
| Developer Tip | $2.69 | one-time |
| Developer Tip | $4.99 | one-time |

**What reviewers like**

- 🚀 Fast and efficient bill splitting process
- 👍 Intuitive and clean user interface/UX design
- 📱 Seamless Venmo integration for payment requests
- 🎯 Accurate OCR receipt scanning and reading
- ✨ Ad-free experience

**What reviewers complain about**

- 🔐 Requires phone number signup and data collection
- 📵 Doesn't work without mandatory account creation
- ⚠️ Privacy concerns regarding data selling practices
- 🐛 Domain/server issues preventing app access
- 😤 Cumbersome interaction for large party splits

**Reported bugs**

- Restaurant search feature experiencing bugs
- Domain expired - unable to log in or access support
- App requires internet connection despite having local OCR capability
- Newly split items moved to bottom of list causing confusion

**Requested features**

- Add Zelle and Apple Cash payment integration
- Support multiple receipt photo uploads
- Display total receipt amount on final summary page
- Customizable Venmo message templates
- In-app payment requests instead of Venmo redirect


### settled.

[App page](https://appshunter.io/ios/app/settled-money-owed-sorted/id6810749273)

Easily track money owed, borrowed, and recurring bills. Split receipts by scanning them and manage credit card statements. Keep all your financial IOU and spending data private and secure on your device.

**Highlights:** Log loans and IOUs, Track credit cards (beta), Scan and split receipts, Manage subscriptions and recurring bills, Secure with PIN, Face ID, Touch ID, Home screen widgets, Cross-device sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SplitIt free?

SplitIt is free to download, with in-app purchases available.

### Is settled. free?

settled. costs $1.99, with no in-app purchases.

### Which has better reviews, SplitIt or settled.?

settled. is rated higher. SplitIt averages 4.9 out of 5 from 823 ratings, while settled. averages 5.0 from 2 ratings.

### Do SplitIt or settled. have ads?

Neither SplitIt nor settled. shows ads.

### Which is updated more often, SplitIt or settled.?

SplitIt ships an update every 6 days, and settled. daily. Most recently, SplitIt was updated on November 4, 2026 and settled. on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*