# hello4U vs FIX 3% Startolj rá

The clearest difference is ads: hello4U at none against FIX 3% Startolj rá's shown. FIX 3% Startolj rá's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 15, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | hello4U | FIX 3% Startolj rá |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | — |
| Size | 48 MB | 83 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Posta Biztosító](https://appshunter.io/developer/748319905) | [NISZ Zrt](https://appshunter.io/developer/734458843) |

## What reviewers say

### hello4U

[App page](https://appshunter.io/ios/app/hello4u/id6472706804)

This app offers insurance solutions for active lifestyles, including coverage for cycling, travel, home, and devices. It provides discounts and potential refunds for certain policies, aiming for a simple, fast, and modern insurance experience.

**Highlights:** Cycling insurance (traditional & electric), Travel insurance with discounts, Home insurance with fast claims, Device insurance up to 1M Ft, Digital policy management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### FIX 3% Startolj rá

[App page](https://appshunter.io/ios/app/fix-3-startolj-ra/id6751365022)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is hello4U free?

hello4U is free to download, with no in-app purchases.

### Is FIX 3% Startolj rá free?

FIX 3% Startolj rá is free to download, with no in-app purchases.

### Do hello4U or FIX 3% Startolj rá have ads?

FIX 3% Startolj rá shows ads; hello4U does not.

### Which is updated more often, hello4U or FIX 3% Startolj rá?

hello4U ships an update every 3 months, and FIX 3% Startolj rá every 3 months. Most recently, hello4U was updated on October 15, 2026 and FIX 3% Startolj rá on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*