# 401GO vs Viridian

The clearest difference is in-app purchases: 401GO at none against Viridian's 1. 401GO also leads on ratings volume (16 vs 2) and device support (3 vs 1). Viridian's advantage is update cadence (every 11 days vs every 2 months) and rating (5.0 vs 4.8). On price, ads and iOS requirement there is nothing between them.

Both are free to download. Viridian sells 1 in-app purchase, starting at $9.99 per month. 401GO asks for nothing beyond the download.

Viridian holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: 401GO has 16 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 86% of 401GO's written reviews are positive against 100% of Viridian's.

401GO ships an update every 2 months, Viridian every 11 days. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | 401GO | Viridian |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (16 ratings)](https://appshunter.io/ios/app/401go/id6472733038/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/viridian-expense-tracker/id6804512831/reviews)** |
| Number of ratings | **16** | 2 |
| Positive reviews | 85.7% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 11 days** |
| Monetization | **Free** | Subscription |
| Size | 47 MB | 58 MB |
| Requires iOS | **15.6** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [RetireGO, LLC](https://appshunter.io/developer/1717652575) | [VF Developer Team](https://appshunter.io/developer/6804512833) |

## What reviewers say

### 401GO

[App page](https://appshunter.io/ios/app/401go/id6472733038)

Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.

**Highlights:** View account balance and gains/losses, Review and adjust investment allocations, Generate savings projections, Change contribution deferral amounts, Receive personalized investment recommendations, Add/remove beneficiaries

**In-app purchases:** none


### Viridian

[App page](https://appshunter.io/ios/app/viridian-expense-tracker/id6804512831)

Consolidate personal and business finances into organized views. Track balances, review transactions, understand cash flow, and generate reports without switching between multiple tools.

**Highlights:** Personal and business profiles, Connected account syncing, Cash-flow and net-position charts, Spending by category, Recurring bill tracking, Budgeting and planning, Profit-and-loss reports, Custom categories

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Viridian Membership | $9.99 | per month |


## Frequently asked questions

### Is 401GO free?

401GO is free to download, with no in-app purchases.

### Is Viridian free?

Viridian is free to download, with in-app purchases available.

### Which has better reviews, 401GO or Viridian?

Viridian is rated higher. 401GO averages 4.8 out of 5 from 16 ratings, while Viridian averages 5.0 from 2 ratings.

### Do 401GO or Viridian have ads?

Neither 401GO nor Viridian shows ads.

### Which is updated more often, 401GO or Viridian?

401GO ships an update every 2 months, and Viridian every 11 days. Most recently, 401GO was updated on October 24, 2026 and Viridian on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*