# SimpliBudget vs SimplyBudget AI

SimpliBudget and SimplyBudget AI are too close to call on the numbers: across 8 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. SimpliBudget sells 2 in-app purchases, starting at $2.99 per year and SimplyBudget AI sells 1 in-app purchase, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 24, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | SimpliBudget | SimplyBudget AI |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | Freemium | Free with in-app purchases |
| Size | 33 MB | 164 MB |
| Requires iOS | **15.0** | 16 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Jan Ole Wellnitz](https://appshunter.io/developer/1717707116) | [Nooruddin Pirani](https://appshunter.io/developer/1786807659) |

## What reviewers say

### SimpliBudget

[App page](https://appshunter.io/ios/app/simplibudget/id6472756598)

Effortlessly track expenses, set budgets, and understand your spending habits. This app prioritizes simplicity and privacy, keeping your financial data offline and secure on your device.

**Highlights:** Expense tracking, Budget setting, Spending analysis, Offline functionality, Data privacy, CSV export (Pro), Backup and restore (Pro)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Subscription (Annual) | $2.99 | per year |
| Lifetime | $4.99 | one-time |


### SimplyBudget AI

[App page](https://appshunter.io/ios/app/simplybudget-ai/id6739737478)

Effortlessly track expenses with AI-powered insights. Log spending by speaking or connecting your email, and get instant answers about your financial habits. Features a modern interface for clear financial overview.

**Highlights:** AI-powered expense logging, Voice input for transactions, Automatic email purchase detection, Spending analytics, Customizable categories, Minimalist interface

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SimplyBudget Plus | $3.99 | per month |


## Frequently asked questions

### Is SimpliBudget free?

SimpliBudget is free to download, with in-app purchases available.

### Is SimplyBudget AI free?

SimplyBudget AI is free to download, with in-app purchases available.

### Do SimpliBudget or SimplyBudget AI have ads?

Neither SimpliBudget nor SimplyBudget AI shows ads.

### Which is updated more often, SimpliBudget or SimplyBudget AI?

SimpliBudget ships an update every 4 months, and SimplyBudget AI every 4 months. Most recently, SimpliBudget was updated on October 24, 2026 and SimplyBudget AI on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*