# F4.0 LDC vs Monea

The clearest difference is in-app purchases: F4.0 LDC at none against Monea's 2. Monea's advantage is update cadence (fortnightly vs every 4 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Monea sells 2 in-app purchases, starting at $4.99 per month. F4.0 LDC asks for nothing beyond the download.

F4.0 LDC ships an update every 4 months, Monea fortnightly. The most recent releases landed on September 23, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | F4.0 LDC | Monea |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 66.7% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Fortnightly** |
| Monetization | — | Subscription |
| Size | 35 MB | 85 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Altitude Cherbourg](https://appshunter.io/developer/512464175) | [Monea](https://appshunter.io/developer/1812865604) |

## What reviewers say

### F4.0 LDC

[App page](https://appshunter.io/ios/app/f40-ldc/id6472884672)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Monea

[App page](https://appshunter.io/ios/app/monea/id6745549620)

Effortlessly manage your finances with a clear, fluid, and personalized approach. Track income and expenses, create budgets, set savings goals, and analyze your spending habits. Ideal for individual or joint financial planning.

**Highlights:** Track income, expenses, and transfers, Create and manage budgets by category, Set and visualize savings goals, Real-time spending remainder, Monthly and annual financial analysis, Share budgets with partners, Visual and clear interface

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mensuel | $4.99 | per month |
| Annuel | $44.99 | per year |


## Frequently asked questions

### Is F4.0 LDC free?

F4.0 LDC is free to download, with no in-app purchases.

### Is Monea free?

Monea is free to download, with in-app purchases available.

### Do F4.0 LDC or Monea have ads?

Neither F4.0 LDC nor Monea shows ads.

### Which is updated more often, F4.0 LDC or Monea?

F4.0 LDC ships an update every 4 months, and Monea fortnightly. Most recently, F4.0 LDC was updated on September 23, 2026 and Monea on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*