# AFS Pro vs ruya bank

The clearest difference is rating: AFS Pro at 5.0 against ruya bank's 4.5. ruya bank's advantage is ratings volume (27 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AFS Pro holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: ruya bank has 27 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | AFS Pro | ruya bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/afs-pro/id6472888912/reviews)** | [4.5 (27 ratings)](https://appshunter.io/ios/app/ruya-bank/id6478231313/reviews) |
| Number of ratings | 1 | **27** |
| Positive reviews | — | 54.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | Free |
| Size | 183 MB | 241 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [ARAB FINANCIAL SERVICES CO. B.S.C.CLOSED](https://appshunter.io/developer/1437130285) | [Ruya Community Islamic Bank LLC](https://appshunter.io/developer/1732279808) |

## What reviewers say

### AFS Pro

[App page](https://appshunter.io/ios/app/afs-pro/id6472888912)

This app helps small and medium businesses manage operations with features like prepaid card requests, POS transaction insights, and a B2B marketplace for buying and selling goods. Merchants can also request additional POS terminals and services through a self-service portal.

**Highlights:** Prepaid card requests, POS transaction and settlement history, Self-service for POS terminals, B2B marketplace for buyers and sellers, Digitized daily settlements

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### ruya bank

[App page](https://appshunter.io/ios/app/ruya-bank/id6478231313)

Experience a new approach to Islamic banking focused on fairness and transparency. Open an account quickly, manage your finances on the go, and enjoy a banking experience with no hidden fees. Features include instant notifications, card management, and a dedicated kids' account.

**Highlights:** Open account in under five minutes, No minimum salary or balance, Fast set-up login with UAE PASS or Face ID, Spend, save, and track finances, No hidden fees, Instant transaction notifications, Virtual and physical card payments, Ruya Kids Account for children

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AFS Pro free?

AFS Pro is free to download, with no in-app purchases.

### Is ruya bank free?

ruya bank is free to download, with no in-app purchases.

### Which has better reviews, AFS Pro or ruya bank?

AFS Pro is rated higher. AFS Pro averages 5.0 out of 5 from 1 ratings, while ruya bank averages 4.5 from 27 ratings.

### Do AFS Pro or ruya bank have ads?

Neither AFS Pro nor ruya bank shows ads.

### Which is updated more often, AFS Pro or ruya bank?

AFS Pro ships an update every 2 weeks, and ruya bank every 2 weeks. Most recently, AFS Pro was updated on October 24, 2026 and ruya bank on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*