# businessONLINE X vs HAL Pay

The clearest difference is iOS requirement: businessONLINE X at 13.0 against HAL Pay's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

businessONLINE X ships an update every 3 weeks, HAL Pay fortnightly. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | businessONLINE X | HAL Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.4 (35 ratings)](https://appshunter.io/ios/app/businessonline-x/id6473088545/reviews)** | — |
| Number of ratings | **35** | — |
| Positive reviews | 14.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | — |
| Size | 78 MB | 40 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Emirates NBD Bank P.J.S.C](https://appshunter.io/developer/498214446) | [HALSIMPLIFY SOLUTIONS PRIVATE LIMITED](https://appshunter.io/developer/709229910) |

## What reviewers say

### businessONLINE X

[App page](https://appshunter.io/ios/app/businessonline-x/id6473088545)

Manage your business finances conveniently from your mobile device. This app offers enhanced features for efficient transaction control, including secure biometric login, a simplified dashboard, and quick payment options. Handle multiple payment approvals and access instant banking services anytime, anywhere.

**Highlights:** Biometric login, Simplified dashboard, Quick and easy payments, Multiple payment approvals, Instant banking services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Seamless registration and login
- 📊 Good dashboard with transaction insights
- 🧭 Easier navigation and payments
- 🆕 Better UX and UI compared to previous app

**What reviewers complain about**

- 🐛 Frequent crashes and freezing
- 🕰️ Slow performance and lag issues
- 🔑 Login issues, requiring multiple attempts
- 🤯 Confusing and unintuitive user experience
- 🚫 Unreliable, with many bugs and errors

**Reported bugs**

- Login credentials not working
- Beneficiary account name validation issues
- Payments not going through due to app errors
- App getting stuck on loading screens

**Requested features**

- Support for multiple accounts with easy switching
- Improved stability and reliability
- Faster load times and smoother performance
- More user-friendly and intuitive interface design


### HAL Pay

[App page](https://appshunter.io/ios/app/hal-pay/id6736759821)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is businessONLINE X free?

businessONLINE X is free to download, with no in-app purchases.

### Is HAL Pay free?

HAL Pay is free to download, with no in-app purchases.

### Do businessONLINE X or HAL Pay have ads?

Neither businessONLINE X nor HAL Pay shows ads.

### Which is updated more often, businessONLINE X or HAL Pay?

businessONLINE X ships an update every 3 weeks, and HAL Pay fortnightly. Most recently, businessONLINE X was updated on October 24, 2026 and HAL Pay on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*