# Apolo Pay vs Finity

The clearest difference is update cadence: Finity at fortnightly against Apolo Pay's monthly. Apolo Pay's advantage is review sentiment (76% vs 67%). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Apolo Pay against 4.8 for Finity. Both are backed by a comparable volume of ratings — 155 and 195 respectively. Written reviews are what separate them: 76% of Apolo Pay's written reviews are positive against 67% of Finity's.

Apolo Pay ships an update monthly, Finity fortnightly. Both last shipped on October 30, 2026.

## The numbers

| Metric | Apolo Pay | Finity |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (155 ratings)](https://appshunter.io/ios/app/apolo-pay/id6473090644/reviews) | **[4.8 (195 ratings)](https://appshunter.io/ios/app/finity/id6502372374/reviews)** |
| Number of ratings | 155 | **195** |
| Positive reviews | **75.9% of reviews** | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 107 MB | 81 MB |
| Requires iOS | 16.6 | **15.4** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Apolo Pay](https://appshunter.io/developer/1718411936) | [Finity Tech C.A.](https://appshunter.io/developer/1738527485) |

## What reviewers say

### Apolo Pay

[App page](https://appshunter.io/ios/app/apolo-pay/id6473090644)

This digital wallet allows users to save, send, and receive digital dollar payments globally. Businesses can also manage payroll and supplier payments securely. It offers fast, easy, and secure transactions with a P2P marketplace for currency exchange.

**Highlights:** Send/receive digital dollars instantly, International digital dollar transfers, P2P digital dollar exchange, Transaction history, Online chat support, Business payroll management

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast transactions
- 👍 Intuitive and easy to use
- 🔒 Secure transactions
- 💡 Good alternative to other platforms
- 🌟 Excellent app and service

**What reviewers complain about**

- 🐌 Slow app performance on iPhone
- 🐛 App freezes frequently
- 📉 Poor optimization on iPhone
- ⚠️ App is heavy
- 🐞 Many bugs

**Reported bugs**

- App is slow and laggy on iPhone
- App freezes during transactions
- Error when trying to buy ('Bad state: no element.')
- Gift card access missing after update
- Account verification never completed

**Requested features**

- Add Euro currency option
- Support for USDT to USDC conversion for Kontigo wallet
- Availability in Ecuador and Spain
- Restore gift card access


### Finity

[App page](https://appshunter.io/ios/app/finity/id6502372374)

This app offers a Buy Now, Pay Later service, allowing users to split purchases into interest-free installments. It provides flexible payment tools and enables users to pay off balances early or in custom amounts. Manage all your orders and payment history within the application.

**Highlights:** Buy Now, Pay Later installments, Interest-free payments, Flexible payment options, Early payment of balances, Customizable payment amounts, Order management, Payment history tracking

**In-app purchases:** none


## Frequently asked questions

### Is Apolo Pay free?

Apolo Pay is free to download, with no in-app purchases.

### Is Finity free?

Finity is free to download, with no in-app purchases.

### Which has better reviews, Apolo Pay or Finity?

Finity is rated higher. Apolo Pay averages 4.7 out of 5 from 155 ratings, while Finity averages 4.8 from 195 ratings.

### Do Apolo Pay or Finity have ads?

Neither Apolo Pay nor Finity shows ads.

### Which is updated more often, Apolo Pay or Finity?

Apolo Pay ships an update monthly, and Finity fortnightly. Most recently, Apolo Pay was updated on October 30, 2026 and Finity on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*