# Apolo Pay vs Rapikom

The clearest difference is rating: Apolo Pay at 4.7 against Rapikom's 3.8. Apolo Pay also leads on ratings volume (142 vs 4). Rapikom's advantage is update cadence (weekly vs monthly) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Apolo Pay holds the better App Store score, 4.7 against 3.8. That said, the two scores are not equally well evidenced: Apolo Pay has 142 ratings behind it against 4, so its average is the more settled of the two.

Apolo Pay ships an update monthly, Rapikom weekly. The most recent releases landed on October 13, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Apolo Pay | Rapikom |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (142 ratings)](https://appshunter.io/ios/app/apolo-pay/id6473090644/reviews)** | [3.8 (4 ratings)](https://appshunter.io/ios/app/rapikom/id6739229232/reviews) |
| Number of ratings | **142** | 4 |
| Positive reviews | 78.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | Free | Free |
| Size | 107 MB | 25 MB |
| Requires iOS | 16.6 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Apolo Pay](https://appshunter.io/developer/1718411936) | [Rapikom LLC](https://appshunter.io/developer/1784344993) |

## What reviewers say

### Apolo Pay

[App page](https://appshunter.io/ios/app/apolo-pay/id6473090644)

This digital wallet allows users to save, send, and receive digital dollar payments globally. Businesses can also manage payroll and supplier payments securely. It offers fast, easy, and secure transactions with a P2P marketplace for currency exchange.

**Highlights:** Send/receive digital dollars instantly, International digital dollar transfers, P2P digital dollar exchange, Transaction history, Online chat support, Business payroll management

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast transactions
- 👍 Intuitive and easy to use
- 🔒 Secure transactions
- 💡 Good alternative to other platforms
- 🌟 Excellent app and service

**What reviewers complain about**

- 🐌 Slow app performance on iPhone
- 🐛 App freezes frequently
- 📉 Poor optimization on iPhone
- ⚠️ App is heavy
- 🐞 Many bugs

**Reported bugs**

- App is slow and laggy on iPhone
- App freezes during transactions
- Error when trying to buy ('Bad state: no element.')
- Gift card access missing after update
- Account verification never completed

**Requested features**

- Add Euro currency option
- Support for USDT to USDC conversion for Kontigo wallet
- Availability in Ecuador and Spain
- Restore gift card access


### Rapikom

[App page](https://appshunter.io/ios/app/rapikom/id6739229232)

This app allows you to purchase items by paying an initial amount and then splitting the remaining cost into three interest-free installments. You can increase your purchasing power by joining a premium club and fulfilling payment commitments.

**Highlights:** Pay in 3 interest-free installments, Initial down payment required, Increase purchasing line, Join premium club for benefits, Shop at allied stores

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Apolo Pay free?

Apolo Pay is free to download, with no in-app purchases.

### Is Rapikom free?

Rapikom is free to download, with no in-app purchases.

### Which has better reviews, Apolo Pay or Rapikom?

Apolo Pay is rated higher. Apolo Pay averages 4.7 out of 5 from 142 ratings, while Rapikom averages 3.8 from 4 ratings.

### Do Apolo Pay or Rapikom have ads?

Neither Apolo Pay nor Rapikom shows ads.

### Which is updated more often, Apolo Pay or Rapikom?

Apolo Pay ships an update monthly, and Rapikom weekly. Most recently, Apolo Pay was updated on October 13, 2026 and Rapikom on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*