# TalkieMoney vs 9歲記帳

The clearest difference is in-app purchases: 9歲記帳 at none against TalkieMoney's 2. 9歲記帳 also leads on iOS requirement (13.0 vs 17.0). TalkieMoney's advantage is update cadence (fortnightly vs every 12 months) and review sentiment (81% vs 53%). On price, ads and device support there is nothing between them.

Both are free to download. TalkieMoney sells 2 in-app purchases, starting at $1.99 per month. 9歲記帳 asks for nothing beyond the download.

TalkieMoney ships an update fortnightly, 9歲記帳 every 12 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | TalkieMoney | 9歲記帳 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (4 ratings)](https://appshunter.io/ios/app/talkiemoney/id6473291180/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | **81.3% of reviews** | 53.3% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 12 months |
| Monetization | Freemium | **Free** |
| Size | 33 MB | 3 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPod, Apple Watch** |
| Age rating | +4 | 4+ |
| Developer | [Appar Technologies](https://appshunter.io/developer/1744585022) | [YuChia Liu](https://appshunter.io/developer/390164928) |

## What reviewers say

### TalkieMoney

[App page](https://appshunter.io/ios/app/talkiemoney/id6473291180)

This AI-powered app simplifies financial management by allowing users to log expenses and income using voice or text commands. It offers smart categorization, intelligent queries, and voice-controlled data management for an intuitive user experience.

**Highlights:** Voice and text expense logging, Smart transaction categorization, Intelligent financial queries, Voice-controlled data management, Typing mode available, Enhanced speech recognition

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finance Whiz | $1.99 | per month |
| Finance Maestro | $14.99 | per year |


### 9歲記帳

[App page](https://appshunter.io/ios/app/9/id6633443325)

A simple bookkeeping app for children with an Apple Watch. It allows users to track, categorize, and manage expenses directly from their wrist. Designed to teach financial literacy from a young age.

**Highlights:** Expense tracking, Expense record display, Edit and delete entries, Add notes to expenses, Categorize expenses

**In-app purchases:** none


## Frequently asked questions

### Is TalkieMoney free?

TalkieMoney is free to download, with in-app purchases available.

### Is 9歲記帳 free?

9歲記帳 is free to download, with no in-app purchases.

### Do TalkieMoney or 9歲記帳 have ads?

Neither TalkieMoney nor 9歲記帳 shows ads.

### Which is updated more often, TalkieMoney or 9歲記帳?

TalkieMoney ships an update fortnightly, and 9歲記帳 every 12 months. Most recently, TalkieMoney was updated on October 25, 2026 and 9歲記帳 on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*