# NMLS Practice Test 2026 by ABC vs MLO Study Buddy

The clearest difference is in-app purchases: MLO Study Buddy at none against NMLS Practice Test 2026 by ABC's 4. MLO Study Buddy also leads on ads (none vs shown). NMLS Practice Test 2026 by ABC's advantage is rating (4.7 vs 4.3) and ratings volume (242 vs 9). On price, review sentiment, update cadence and device support there is nothing between them.

Both are free to download. NMLS Practice Test 2026 by ABC sells 4 in-app purchases, starting at $6.99 per 7 days. MLO Study Buddy asks for nothing beyond the download.

NMLS Practice Test 2026 by ABC holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: NMLS Practice Test 2026 by ABC has 242 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 73% of NMLS Practice Test 2026 by ABC's written reviews are positive against 67% of MLO Study Buddy's.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 14, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | NMLS Practice Test 2026 by ABC | MLO Study Buddy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (242 ratings)](https://appshunter.io/ios/app/nmls-practice-test-2026-by-abc/id6473520941/reviews)** | [4.3 (9 ratings)](https://appshunter.io/ios/app/mlo-study-buddy/id6479667989/reviews) |
| Number of ratings | **242** | 9 |
| Positive reviews | **72.9% of reviews** | 66.7% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Subscription | **Free** |
| Size | 72 MB | 9 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Thanh Hung](https://appshunter.io/developer/1059077329) | [Rocco Loguercio](https://appshunter.io/developer/1746162484) |

## What reviewers say

### NMLS Practice Test 2026 by ABC

[App page](https://appshunter.io/ios/app/nmls-practice-test-2026-by-abc/id6473520941)

Prepare for the SAFE MLO Exam with realistic practice questions and AI-powered study assistance. This app offers a structured approach to learning mortgage-related laws, ethics, and origination activities, aiming to boost your confidence and readiness for NMLS licensing.

**Highlights:** Realistic exam questions, Versatile practice modes, Mock tests, Instant feedback, Personalized study plan, AI Study Assistant (Mentora)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Subscription Weekly | $6.99 | per 7 days |
| Subscription Monthly | $19.99 | per month |
| NMLS Quarterly Subscription | $39.99 | per 3 months |
| Subscription Yearly | $49.99 | per year |

**What reviewers like**

- 👍 Essential for test preparation
- ✅ Practice tests are very important
- 💯 Practice test scores are good indicators
- 💡 Explanations for all questions
- 📚 Helps understand principles

**What reviewers complain about**

- 💰 Subscription issues and repeated requests for payment
- 🔄 Repetitive questions, leads to memorization
- ❓ Questions not similar to actual test
- 📉 Not enough variety of questions
- ❌ 'All of the above' always the correct answer

**Reported bugs**

- Explanation not showing after purchase
- Features not unlocked after payment
- App locked after first purchase
- New update ruined usability
- Confusing navigation after update

**Requested features**

- More varied questions
- More questions in the premium version
- Improved customer service contact options (phone number)
- Fix for subscription issues where features are not unlocked
- Address the repetitive nature of questions


### MLO Study Buddy

[App page](https://appshunter.io/ios/app/mlo-study-buddy/id6479667989)

Organize all your courses in one convenient application. Receive timely updates and access your educational content without needing to log in repeatedly.

**Highlights:** Access all courses in one app, Push notifications for news and updates, Password-free course access, Organized learning environment

**In-app purchases:** none


## Frequently asked questions

### Is NMLS Practice Test 2026 by ABC free?

NMLS Practice Test 2026 by ABC is free to download, with in-app purchases available.

### Is MLO Study Buddy free?

MLO Study Buddy is free to download, with no in-app purchases.

### Which has better reviews, NMLS Practice Test 2026 by ABC or MLO Study Buddy?

NMLS Practice Test 2026 by ABC is rated higher. NMLS Practice Test 2026 by ABC averages 4.7 out of 5 from 242 ratings, while MLO Study Buddy averages 4.3 from 9 ratings.

### Do NMLS Practice Test 2026 by ABC or MLO Study Buddy have ads?

NMLS Practice Test 2026 by ABC shows ads; MLO Study Buddy does not.

### Which is updated more often, NMLS Practice Test 2026 by ABC or MLO Study Buddy?

NMLS Practice Test 2026 by ABC ships an update every 3 months, and MLO Study Buddy every 3 months. Most recently, NMLS Practice Test 2026 by ABC was updated on October 14, 2026 and MLO Study Buddy on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*