# NMLS Practice Test 2026 by ABC vs MLO Study 2025

The clearest difference is monetization model: MLO Study 2025 at freemium against NMLS Practice Test 2026 by ABC's subscription. MLO Study 2025 also leads on ads (none vs shown) and rating (5.0 vs 4.7). NMLS Practice Test 2026 by ABC's advantage is ratings volume (243 vs 1). On price, in-app purchases and device support there is nothing between them.

Both are free to download. NMLS Practice Test 2026 by ABC sells 4 in-app purchases, starting at $6.99 per 7 days and MLO Study 2025 sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

MLO Study 2025 holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: NMLS Practice Test 2026 by ABC has 243 ratings behind it against 1, so its average is the more settled of the two.

NMLS Practice Test 2026 by ABC ships an update every 3 months, MLO Study 2025 monthly. The most recent releases landed on October 22, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | NMLS Practice Test 2026 by ABC | MLO Study 2025 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (243 ratings)](https://appshunter.io/ios/app/nmls-practice-test-2026-by-abc/id6473520941/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/mlo-study-2025/id6745440787/reviews)** |
| Number of ratings | **243** | 1 |
| Positive reviews | 72.9% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Subscription | **Freemium** |
| Size | 72 MB | 41 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Thanh Hung](https://appshunter.io/developer/1059077329) | [ANTARES TECHNOLOGY LLC](https://appshunter.io/developer/1811230279) |

## What reviewers say

### NMLS Practice Test 2026 by ABC

[App page](https://appshunter.io/ios/app/nmls-practice-test-2026-by-abc/id6473520941)

Prepare for the SAFE MLO Exam with realistic practice questions and AI-powered study assistance. This app offers a structured approach to learning mortgage-related laws, ethics, and origination activities, aiming to boost your confidence and readiness for NMLS licensing.

**Highlights:** Realistic exam questions, Versatile practice modes, Mock tests, Instant feedback, Personalized study plan, AI Study Assistant (Mentora)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Subscription Weekly | $6.99 | per 7 days |
| Subscription Monthly | $19.99 | per month |
| NMLS Quarterly Subscription | $39.99 | per 3 months |
| Subscription Yearly | $49.99 | per year |

**What reviewers like**

- 👍 Essential for test preparation
- ✅ Practice tests are very important
- 💯 Practice test scores are good indicators
- 💡 Explanations for all questions
- 📚 Helps understand principles

**What reviewers complain about**

- 💰 Subscription issues and repeated requests for payment
- 🔄 Repetitive questions, leads to memorization
- ❓ Questions not similar to actual test
- 📉 Not enough variety of questions
- ❌ 'All of the above' always the correct answer

**Reported bugs**

- Explanation not showing after purchase
- Features not unlocked after payment
- App locked after first purchase
- New update ruined usability
- Confusing navigation after update

**Requested features**

- More varied questions
- More questions in the premium version
- Improved customer service contact options (phone number)
- Fix for subscription issues where features are not unlocked
- Address the repetitive nature of questions


### MLO Study 2025

[App page](https://appshunter.io/ios/app/mlo-study-2025/id6745440787)

Prepare for your NMLS exam with this comprehensive study tool. It offers detailed explanations, realistic practice tests, and performance tracking to help you master the material and boost your confidence for the Nationwide Multistate Licensing System exam.

**Highlights:** Study by category with explanations, Simulated timed exams, Large database of realistic questions, Performance and progress tracking, Key topic summaries, Free preview available

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly Plan | $6.99 | per month |
| Premium Yearly Plan | $69.99 | per year |


## Frequently asked questions

### Is NMLS Practice Test 2026 by ABC free?

NMLS Practice Test 2026 by ABC is free to download, with in-app purchases available.

### Is MLO Study 2025 free?

MLO Study 2025 is free to download, with in-app purchases available.

### Which has better reviews, NMLS Practice Test 2026 by ABC or MLO Study 2025?

MLO Study 2025 is rated higher. NMLS Practice Test 2026 by ABC averages 4.7 out of 5 from 243 ratings, while MLO Study 2025 averages 5.0 from 1 ratings.

### Do NMLS Practice Test 2026 by ABC or MLO Study 2025 have ads?

NMLS Practice Test 2026 by ABC shows ads; MLO Study 2025 does not.

### Which is updated more often, NMLS Practice Test 2026 by ABC or MLO Study 2025?

NMLS Practice Test 2026 by ABC ships an update every 3 months, and MLO Study 2025 monthly. Most recently, NMLS Practice Test 2026 by ABC was updated on October 22, 2026 and MLO Study 2025 on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*