# Banco Security vs Toki App

The clearest difference is update cadence: Toki App at daily against Banco Security's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Banco Security ships an update monthly, Toki App daily. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Banco Security | Toki App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (148 ratings)](https://appshunter.io/ios/app/banco-security/id6473542745/reviews)** | — |
| Number of ratings | **148** | — |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Daily** |
| Monetization | Free | — |
| Size | 209 MB | 85 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Banco Security](https://appshunter.io/developer/1002136910) | [IDELIA SpA](https://appshunter.io/developer/1788421235) |

## What reviewers say

### Banco Security

[App page](https://appshunter.io/ios/app/banco-security/id6473542745)

Manage your financial products with ease. Add your card to Apple Pay for contactless payments, review and manage all your accounts, and make scheduled or instant transfers. Invest in term deposits, buy dollars, and control your credit and debit cards.

**Highlights:** Add card to Apple Pay, Manage all financial products, Online and scheduled transfers, Invest in term deposits, Buy dollars, Turn credit/debit cards on/off, Receive transaction notifications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 💸 Easy and fast transfers
- 🎨 Improved visual design and aesthetics
- ⚡ Faster performance than previous version
- 💡 Auto-copy feature from WhatsApp for recipients

**What reviewers complain about**

- 🐛 Frequent crashes and freezing issues
- 🐌 Slow app loading and access times
- 👤 Cannot manage multiple user accounts on same device
- 🔴 Password/PIN authentication failures
- 📊 Missing credit card transaction visibility

**Reported bugs**

- App freezes when entering password
- Main screen fails to load
- Settings menu not fully visible
- Blank screen with 'No context found' error
- Cannot save beneficiary contacts

**Requested features**

- QR code scanning for payments
- Transaction notifications and alerts
- Multiple user account switching
- Bill payment functionality
- Investment features


### Toki App

[App page](https://appshunter.io/ios/app/toki-app/id6787197320)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Banco Security free?

Banco Security is free to download, with no in-app purchases.

### Is Toki App free?

Toki App is free to download, with no in-app purchases.

### Do Banco Security or Toki App have ads?

Neither Banco Security nor Toki App shows ads.

### Which is updated more often, Banco Security or Toki App?

Banco Security ships an update monthly, and Toki App daily. Most recently, Banco Security was updated on October 30, 2026 and Toki App on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*