# MyTechno vs Искра | БНБ

The clearest difference is review sentiment: MyTechno at 58% against Искра | БНБ's 15%. MyTechno also leads on rating (3.9 vs 2.0) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyTechno holds the better App Store score, 3.9 against 2.0. Both are backed by a comparable volume of ratings — 22 and 41 respectively. Written reviews point the same way: 58% of MyTechno's written reviews are positive against 15% of Искра | БНБ's.

MyTechno ships an update every 4 weeks, Искра | БНБ every 3 weeks. Both last shipped on September 21, 2026.

## The numbers

| Metric | MyTechno | Искра | БНБ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (22 ratings)](https://appshunter.io/ios/app/mytechno/id6473611079/reviews)** | [2.0 (41 ratings)](https://appshunter.io/ios/app/id6480586304/reviews) |
| Number of ratings | 22 | **41** |
| Positive reviews | **57.6% of reviews** | 14.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 56 MB | 353 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Tekhnobank, OAO](https://appshunter.io/developer/1459352516) | [BNB-BANK, OAO](https://appshunter.io/developer/1378927320) |

## What reviewers say

### MyTechno

[App page](https://appshunter.io/ios/app/mytechno/id6473611079)

Manage your finances with ease. This app allows you to make payments, apply for and manage loans, open accounts and deposits, and handle banking cards. It also facilitates currency exchange and money transfers.

**Highlights:** Online loan applications and management, Account and deposit management, Banking card services, Currency exchange, Money transfers, Various payment options

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Искра | БНБ

[App page](https://appshunter.io/ios/app/id6480586304)

Manage your finances with a user-friendly online banking app. Open accounts, make payments, exchange currency, and apply for loans easily. Track your spending and get 24/7 support.

**Highlights:** Open cards, accounts, and deposits, Make payments and transfers, Exchange currency at favorable rates, Manage accounts and cards, Apply for and pay off loans, Track finances with statements and history, Get online consultations 24/7

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MyTechno free?

MyTechno is free to download, with no in-app purchases.

### Is Искра | БНБ free?

Искра | БНБ is free to download, with no in-app purchases.

### Which has better reviews, MyTechno or Искра | БНБ?

MyTechno is rated higher. MyTechno averages 3.9 out of 5 from 22 ratings, while Искра | БНБ averages 2.0 from 41 ratings.

### Do MyTechno or Искра | БНБ have ads?

Neither MyTechno nor Искра | БНБ shows ads.

### Which is updated more often, MyTechno or Искра | БНБ?

MyTechno ships an update every 4 weeks, and Искра | БНБ every 3 weeks. Most recently, MyTechno was updated on September 21, 2026 and Искра | БНБ on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*