# MyTechno vs Shchodraya

The clearest difference is review sentiment: Shchodraya at 100% against MyTechno's 57%. Shchodraya also leads on update cadence (every 3 days vs monthly). MyTechno's advantage is iOS requirement (14.0 vs 17.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyTechno ships an update monthly, Shchodraya every 3 days. The most recent releases landed on October 14, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | MyTechno | Shchodraya |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (29 ratings)](https://appshunter.io/ios/app/mytechno/id6473611079/reviews)** | — |
| Number of ratings | **29** | — |
| Positive reviews | 57.1% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 days** |
| Monetization | Free | Free |
| Size | 58 MB | 15 MB |
| Requires iOS | **14.0** | 17.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Tekhnobank, OAO](https://appshunter.io/developer/1459352516) | [ProfMarketSystem LLC](https://appshunter.io/developer/1837466918) |

## What reviewers say

### MyTechno

[App page](https://appshunter.io/ios/app/mytechno/id6473611079)

Manage your finances with ease. This app allows you to make payments, apply for and manage loans, open accounts and deposits, and handle banking cards. It also facilitates currency exchange and money transfers.

**Highlights:** Online loan applications and management, Account and deposit management, Banking card services, Currency exchange, Money transfers, Various payment options

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Shchodraya

[App page](https://appshunter.io/ios/app/shchodraya/id6751904827)

Manage your loyalty cards and track bonuses from daily purchases. Discover new partners and promotions to make every transaction more rewarding.

**Highlights:** View all earned bonuses, Bonus catalog, Discover new partners, Track promotions, Loyalty card management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MyTechno free?

MyTechno is free to download, with no in-app purchases.

### Is Shchodraya free?

Shchodraya is free to download, with no in-app purchases.

### Do MyTechno or Shchodraya have ads?

Neither MyTechno nor Shchodraya shows ads.

### Which is updated more often, MyTechno or Shchodraya?

MyTechno ships an update monthly, and Shchodraya every 3 days. Most recently, MyTechno was updated on October 14, 2026 and Shchodraya on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*