# Cleva App vs Stabnance (Formerly Softswapp)

The clearest difference is rating: Cleva App at 4.7 against Stabnance (Formerly Softswapp)'s 4.0. Cleva App also leads on ratings volume (1.5K vs 3) and review sentiment (59% vs 50%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cleva App holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Cleva App has 1.5K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 59% of Cleva App's written reviews are positive against 50% of Stabnance (Formerly Softswapp)'s.

Cleva App ships an update every 9 days, Stabnance (Formerly Softswapp) every 5 days. The most recent releases landed on October 18, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Cleva App | Stabnance (Formerly Softswapp) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.5K ratings)](https://appshunter.io/ios/app/cleva-app/id6473619732/reviews)** | [4.0 (3 ratings)](https://appshunter.io/ios/app/stabnance-formerly-softswapp/id6783290606/reviews) |
| Number of ratings | **1.5K** | 3 |
| Positive reviews | **58.8% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 days | **Every 5 days** |
| Monetization | Free | Free |
| Size | 224 MB | 62 MB |
| Requires iOS | 15 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cleva Technologies, Inc.](https://appshunter.io/developer/1719266520) | [Stabnance Global Limited](https://appshunter.io/developer/6783290608) |

## What reviewers say

### Cleva App

[App page](https://appshunter.io/ios/app/cleva-app/id6473619732)

Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

**Highlights:** Send money internationally, Receive USD payments, Receive stablecoins, Convert currencies, Virtual USD card, Hold funds in USD, Earn Cleva Points

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 User-friendly interface
- 💰 Reliable for international payments
- 🤝 Good customer service

**What reviewers complain about**

- 🐛 Payment issues and delays
- 🔄 Frequent app updates causing frustration
- 🔒 Concerns about security and account access

**Reported bugs**

- Rejected transactions with new bank partner
- Delayed or missing fund transfers
- Inability to access old account numbers

**Requested features**

- Reinstate Wells Fargo bank integration
- Add support for international wire transfers
- Introduce push notifications for account credits
- Enable withdrawal from virtual cards


### Stabnance (Formerly Softswapp)

[App page](https://appshunter.io/ios/app/stabnance-formerly-softswapp/id6783290606)

Easily spend your cryptocurrency assets like cash. This app enables instant conversion of stablecoins to Naira and facilitates cross-border payments, offering a secure and regulated way to access your funds.

**Highlights:** Instant stablecoin to Naira conversion, Cross-border payments, Bank-grade security, KYC verification, Regulated infrastructure, Designed for real-world crypto use

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cleva App free?

Cleva App is free to download, with no in-app purchases.

### Is Stabnance (Formerly Softswapp) free?

Stabnance (Formerly Softswapp) is free to download, with no in-app purchases.

### Which has better reviews, Cleva App or Stabnance (Formerly Softswapp)?

Cleva App is rated higher. Cleva App averages 4.7 out of 5 from 1.5K ratings, while Stabnance (Formerly Softswapp) averages 4.0 from 3 ratings.

### Do Cleva App or Stabnance (Formerly Softswapp) have ads?

Neither Cleva App nor Stabnance (Formerly Softswapp) shows ads.

### Which is updated more often, Cleva App or Stabnance (Formerly Softswapp)?

Cleva App ships an update every 9 days, and Stabnance (Formerly Softswapp) every 5 days. Most recently, Cleva App was updated on October 18, 2026 and Stabnance (Formerly Softswapp) on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*