# Cleva App vs Paymonetra

The clearest difference is rating: Cleva App at 4.7 against Paymonetra's 2.5. Cleva App also leads on ratings volume (1.5K vs 2) and review sentiment (59% vs 50%). Paymonetra's advantage is update cadence (every 3 days vs every 9 days) and iOS requirement (13.0 vs 15). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cleva App holds the better App Store score, 4.7 against 2.5. That said, the two scores are not equally well evidenced: Cleva App has 1.5K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 59% of Cleva App's written reviews are positive against 50% of Paymonetra's.

Cleva App ships an update every 9 days, Paymonetra every 3 days. The most recent releases landed on October 18, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Cleva App | Paymonetra |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.5K ratings)](https://appshunter.io/ios/app/cleva-app/id6473619732/reviews)** | [2.5 (2 ratings)](https://appshunter.io/ios/app/paymonetra/id6799161930/reviews) |
| Number of ratings | **1.5K** | 2 |
| Positive reviews | **58.8% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 days | **Every 3 days** |
| Monetization | Free | Free |
| Size | 224 MB | 60 MB |
| Requires iOS | 15 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cleva Technologies, Inc.](https://appshunter.io/developer/1719266520) | [Monetra Technologies LTD](https://appshunter.io/developer/6799161932) |

## What reviewers say

### Cleva App

[App page](https://appshunter.io/ios/app/cleva-app/id6473619732)

Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

**Highlights:** Send money internationally, Receive USD payments, Receive stablecoins, Convert currencies, Virtual USD card, Hold funds in USD, Earn Cleva Points

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 User-friendly interface
- 💰 Reliable for international payments
- 🤝 Good customer service

**What reviewers complain about**

- 🐛 Payment issues and delays
- 🔄 Frequent app updates causing frustration
- 🔒 Concerns about security and account access

**Reported bugs**

- Rejected transactions with new bank partner
- Delayed or missing fund transfers
- Inability to access old account numbers

**Requested features**

- Reinstate Wells Fargo bank integration
- Add support for international wire transfers
- Introduce push notifications for account credits
- Enable withdrawal from virtual cards


### Paymonetra

[App page](https://appshunter.io/ios/app/paymonetra/id6799161930)

Manage your cryptocurrency, virtual dollar cards, and pay all your bills from a single Nigerian money app. Buy and sell Bitcoin, Ethereum, and USDT with live rates, create virtual USD cards for online payments, and send money instantly to Nigerian banks.

**Highlights:** Buy and sell crypto in Naira, Create virtual USD cards, Pay for ads and subscriptions, Send and receive money instantly, Pay airtime, data, TV, and power bills, Secure transactions with PIN and alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cleva App free?

Cleva App is free to download, with no in-app purchases.

### Is Paymonetra free?

Paymonetra is free to download, with no in-app purchases.

### Which has better reviews, Cleva App or Paymonetra?

Cleva App is rated higher. Cleva App averages 4.7 out of 5 from 1.5K ratings, while Paymonetra averages 2.5 from 2 ratings.

### Do Cleva App or Paymonetra have ads?

Neither Cleva App nor Paymonetra shows ads.

### Which is updated more often, Cleva App or Paymonetra?

Cleva App ships an update every 9 days, and Paymonetra every 3 days. Most recently, Cleva App was updated on October 18, 2026 and Paymonetra on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*