# SendRate vs @SmartPay

The clearest difference is update cadence: @SmartPay at every 3 days against SendRate's every 2 weeks. SendRate's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SendRate ships an update every 2 weeks, @SmartPay every 3 days. The most recent releases landed on November 4, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | SendRate | @SmartPay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 60.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 3 days** |
| Monetization | Free | — |
| Size | 94 MB | 124 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Taux d'envoi Inc](https://appshunter.io/developer/1689044550) | [BJFT SA](https://appshunter.io/developer/1547977518) |

## What reviewers say

### SendRate

[App page](https://appshunter.io/ios/app/sendrate/id6474293235)

This app facilitates international money transfers, adhering to Canadian financial regulations. It allows users to send funds globally while ensuring compliance with revenue and financial transaction monitoring authorities.

**Highlights:** International money transfers, Canadian financial compliance, Secure remittances, Global fund sending

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### @SmartPay

[App page](https://appshunter.io/ios/app/smartpay/id6815596020)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SendRate free?

SendRate is free to download, with no in-app purchases.

### Is @SmartPay free?

@SmartPay is free to download, with no in-app purchases.

### Do SendRate or @SmartPay have ads?

Neither SendRate nor @SmartPay shows ads.

### Which is updated more often, SendRate or @SmartPay?

SendRate ships an update every 2 weeks, and @SmartPay every 3 days. Most recently, SendRate was updated on November 4, 2026 and @SmartPay on November 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*