# Topratepay vs ClicknPay Remit

The clearest difference is review sentiment: ClicknPay Remit at 100% against Topratepay's 0%. ClicknPay Remit also leads on update cadence (fortnightly vs every 14 months) and iOS requirement (13.0 vs 15.1). Topratepay's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Topratepay ships an update every 14 months, ClicknPay Remit fortnightly. The most recent releases landed on October 22, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Topratepay | ClicknPay Remit |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 14 months | **Fortnightly** |
| Monetization | **Free** | Ad-supported |
| Size | 40 MB | 90 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Toprate Mutual Finance Limited](https://appshunter.io/developer/1721694755) | [ClicknPay](https://appshunter.io/developer/1731155514) |

## What reviewers say

### Topratepay

[App page](https://appshunter.io/ios/app/topratepay/id6474469336)

Easily and securely send money to friends and family with this intuitive mobile app. Enjoy swift, reliable transactions with bank-level security and real-time notifications. Designed for simplicity, it accommodates various payment methods for a worry-free experience.

**Highlights:** Effortless money transfers, Instant transaction speed, Bank-level security encryption, Real-time transfer notifications, User-friendly interface, Multiple payment method support

**Features:** macOS Compatibility

**In-app purchases:** none


### ClicknPay Remit

[App page](https://appshunter.io/ios/app/clicknpay-remit/id6477930907)

Send money internationally from the UK to over 20 countries including Zimbabwe, Nigeria, and India. Offers flexible delivery options like cash pickup, airtime, and mobile money. It's a secure and cost-effective way to transfer funds to loved ones or businesses.

**Highlights:** Send money from UK to 20+ countries, Flexible delivery options, Cash pick-up, Airtime and mobile money credit, Direct bill payments, Secure and cost-effective transfers

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Topratepay free?

Topratepay is free to download, with no in-app purchases.

### Is ClicknPay Remit free?

ClicknPay Remit is free to download, with no in-app purchases.

### Do Topratepay or ClicknPay Remit have ads?

ClicknPay Remit shows ads; Topratepay does not.

### Which is updated more often, Topratepay or ClicknPay Remit?

Topratepay ships an update every 14 months, and ClicknPay Remit fortnightly. Most recently, Topratepay was updated on October 22, 2026 and ClicknPay Remit on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*