# Topratepay vs Paystrait

The clearest difference is review sentiment: Paystrait at 100% against Topratepay's 0%. Paystrait also leads on update cadence (every 2 months vs every 14 months) and iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Topratepay ships an update every 14 months, Paystrait every 2 months. Both last shipped on November 4, 2026.

## The numbers

| Metric | Topratepay | Paystrait |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/paystrait/id6501962215/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 14 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 40 MB | 72 MB |
| Requires iOS | 15.1 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Toprate Mutual Finance Limited](https://appshunter.io/developer/1721694755) | [Nadabi Technologies Ltd](https://appshunter.io/developer/1744040007) |

## What reviewers say

### Topratepay

[App page](https://appshunter.io/ios/app/topratepay/id6474469336)

Easily and securely send money to friends and family with this intuitive mobile app. Enjoy swift, reliable transactions with bank-level security and real-time notifications. Designed for simplicity, it accommodates various payment methods for a worry-free experience.

**Highlights:** Effortless money transfers, Instant transaction speed, Bank-level security encryption, Real-time transfer notifications, User-friendly interface, Multiple payment method support

**Features:** macOS Compatibility

**In-app purchases:** none


### Paystrait

[App page](https://appshunter.io/ios/app/paystrait/id6501962215)

This platform uses QR technology for fast, secure, and efficient campus payments. Students can easily pay for meals, services, and more with just a few taps on their device.

**Highlights:** QR code payment technology, Fast and efficient transactions, Secure campus payments, Integrated with student life, User-friendly interface

**In-app purchases:** none


## Frequently asked questions

### Is Topratepay free?

Topratepay is free to download, with no in-app purchases.

### Is Paystrait free?

Paystrait is free to download, with no in-app purchases.

### Do Topratepay or Paystrait have ads?

Neither Topratepay nor Paystrait shows ads.

### Which is updated more often, Topratepay or Paystrait?

Topratepay ships an update every 14 months, and Paystrait every 2 months. Most recently, Topratepay was updated on November 4, 2026 and Paystrait on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*