# Topratepay vs CELA REMIT

The clearest difference is review sentiment: CELA REMIT at 100% against Topratepay's 0%. CELA REMIT also leads on update cadence (weekly vs every 14 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Topratepay ships an update every 14 months, CELA REMIT weekly. The most recent releases landed on July 8, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | Topratepay | CELA REMIT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.4 (5 ratings)](https://appshunter.io/ios/app/cela-remit/id6717611689/reviews)** |
| Number of ratings | — | **5** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 14 months | **Weekly** |
| Monetization | Free | Free |
| Size | 40 MB | 115 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Toprate Mutual Finance Limited](https://appshunter.io/developer/1721694755) | [FetanPays Ltd](https://appshunter.io/developer/1515501480) |

## What reviewers say

### Topratepay

[App page](https://appshunter.io/ios/app/topratepay/id6474469336)

Easily and securely send money to friends and family with this intuitive mobile app. Enjoy swift, reliable transactions with bank-level security and real-time notifications. Designed for simplicity, it accommodates various payment methods for a worry-free experience.

**Highlights:** Effortless money transfers, Instant transaction speed, Bank-level security encryption, Real-time transfer notifications, User-friendly interface, Multiple payment method support

**Features:** macOS Compatibility

**In-app purchases:** none


### CELA REMIT

[App page](https://appshunter.io/ios/app/cela-remit/id6717611689)

Send money internationally without border restrictions. This platform facilitates secure and fast money transfers to loved ones, offering competitive exchange rates and no hidden fees. Track your transactions in real-time and save recipient details for future use.

**Highlights:** Borderless money transfers, Competitive exchange rates, No hidden fees, Real-time transfer tracking, Secure platform, Send money to bank accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Topratepay free?

Topratepay is free to download, with no in-app purchases.

### Is CELA REMIT free?

CELA REMIT is free to download, with no in-app purchases.

### Do Topratepay or CELA REMIT have ads?

Neither Topratepay nor CELA REMIT shows ads.

### Which is updated more often, Topratepay or CELA REMIT?

Topratepay ships an update every 14 months, and CELA REMIT weekly. Most recently, Topratepay was updated on July 8, 2026 and CELA REMIT on September 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*