# Topratepay vs Affinity Global

The clearest difference is update cadence: Affinity Global at fortnightly against Topratepay's every 14 months. Affinity Global also leads on iOS requirement (13.4 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Topratepay ships an update every 14 months, Affinity Global fortnightly. The most recent releases landed on September 17, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | Topratepay | Affinity Global |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 14 months | **Fortnightly** |
| Monetization | Free | — |
| Size | 40 MB | 29 MB |
| Requires iOS | 15.1 | **13.4** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Toprate Mutual Finance Limited](https://appshunter.io/developer/1721694755) | [Affinity Global Ltd](https://appshunter.io/developer/1779066215) |

## What reviewers say

### Topratepay

[App page](https://appshunter.io/ios/app/topratepay/id6474469336)

Easily and securely send money to friends and family with this intuitive mobile app. Enjoy swift, reliable transactions with bank-level security and real-time notifications. Designed for simplicity, it accommodates various payment methods for a worry-free experience.

**Highlights:** Effortless money transfers, Instant transaction speed, Bank-level security encryption, Real-time transfer notifications, User-friendly interface, Multiple payment method support

**Features:** macOS Compatibility

**In-app purchases:** none


### Affinity Global

[App page](https://appshunter.io/ios/app/affinity-global/id6738047854)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Topratepay free?

Topratepay is free to download, with no in-app purchases.

### Is Affinity Global free?

Affinity Global is free to download, with no in-app purchases.

### Do Topratepay or Affinity Global have ads?

Neither Topratepay nor Affinity Global shows ads.

### Which is updated more often, Topratepay or Affinity Global?

Topratepay ships an update every 14 months, and Affinity Global fortnightly. Most recently, Topratepay was updated on September 17, 2026 and Affinity Global on September 9, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*