# Topratepay vs PayBills pro

Topratepay and PayBills pro are too close to call on the numbers: across 7 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Topratepay ships an update every 14 months, PayBills pro every 9 months. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Topratepay | PayBills pro |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/paybills-pro/id6749513384/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 14 months | **Every 9 months** |
| Monetization | Free | Free |
| Size | 40 MB | 52 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Toprate Mutual Finance Limited](https://appshunter.io/developer/1721694755) | [GAFIA TECHNOLOGIES LIMITED](https://appshunter.io/developer/1826346351) |

## What reviewers say

### Topratepay

[App page](https://appshunter.io/ios/app/topratepay/id6474469336)

Easily and securely send money to friends and family with this intuitive mobile app. Enjoy swift, reliable transactions with bank-level security and real-time notifications. Designed for simplicity, it accommodates various payment methods for a worry-free experience.

**Highlights:** Effortless money transfers, Instant transaction speed, Bank-level security encryption, Real-time transfer notifications, User-friendly interface, Multiple payment method support

**Features:** macOS Compatibility

**In-app purchases:** none


### PayBills pro

[App page](https://appshunter.io/ios/app/paybills-pro/id6749513384)

Easily pay for essential services like data, airtime, cable subscriptions, and electricity bills. Offers affordable and competitive pricing for a range of utilities.

**Highlights:** Affordable data plans, Airtime top-up, Cable subscription payments, Electricity bill payment, Competitive pricing

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Topratepay free?

Topratepay is free to download, with no in-app purchases.

### Is PayBills pro free?

PayBills pro is free to download, with no in-app purchases.

### Do Topratepay or PayBills pro have ads?

Neither Topratepay nor PayBills pro shows ads.

### Which is updated more often, Topratepay or PayBills pro?

Topratepay ships an update every 14 months, and PayBills pro every 9 months. Most recently, Topratepay was updated on November 4, 2026 and PayBills pro on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*