# VeloRemit vs Argos Pay

The clearest difference is review sentiment: VeloRemit at 100% against Argos Pay's 38%. VeloRemit also leads on ratings volume (65 vs 2) and monetization model (free vs ad-supported). Argos Pay's advantage is rating (5.0 vs 4.7). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Argos Pay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: VeloRemit has 65 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 100% of VeloRemit's written reviews are positive against 38% of Argos Pay's, so the app with the better star average is not the one people write more warmly about.

VeloRemit ships an update fortnightly, Argos Pay every 8 days. The most recent releases landed on October 22, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | VeloRemit | Argos Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (65 ratings)](https://appshunter.io/ios/app/veloremit/id6474479235/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/argos-pay/id6745947872/reviews)** |
| Number of ratings | **65** | 2 |
| Positive reviews | **100.0% of reviews** | 37.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 8 days** |
| Monetization | **Free** | Ad-supported |
| Size | 95 MB | 136 MB |
| Requires iOS | 16.6 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [VeloRemit Limited](https://appshunter.io/developer/1721717265) | [NewDay Limited](https://appshunter.io/developer/903335384) |

## What reviewers say

### VeloRemit

[App page](https://appshunter.io/ios/app/veloremit/id6474479235)

Send money from Europe and Canada to Nigeria, Ghana, and Cameroon with zero fees and competitive exchange rates. This secure and user-friendly app facilitates fast transfers directly to bank accounts or mobile wallets, ensuring your loved ones receive more.

**Highlights:** Fast and secure transfers, Competitive exchange rates, Zero transfer fees, User-friendly interface, Regulated and trustworthy service, In-app customer support

**In-app purchases:** none


### Argos Pay

[App page](https://appshunter.io/ios/app/argos-pay/id6745947872)

Manage your credit account securely on the go. Check balances, view transactions, track payment plans, and make payments. Set spending alerts and update your contact information easily.

**Highlights:** Check balance and credit limit, View transactions (pending included), Track instalment and BNPL plans, Make payments, Set up Direct Debit, Configure spending alerts, Update contact details

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is VeloRemit free?

VeloRemit is free to download, with no in-app purchases.

### Is Argos Pay free?

Argos Pay is free to download, with no in-app purchases.

### Which has better reviews, VeloRemit or Argos Pay?

Argos Pay is rated higher. VeloRemit averages 4.7 out of 5 from 65 ratings, while Argos Pay averages 5.0 from 2 ratings.

### Do VeloRemit or Argos Pay have ads?

Neither VeloRemit nor Argos Pay shows ads.

### Which is updated more often, VeloRemit or Argos Pay?

VeloRemit ships an update fortnightly, and Argos Pay every 8 days. Most recently, VeloRemit was updated on October 22, 2026 and Argos Pay on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*