# AlmostZero vs Amortization Calculator

The clearest difference is in-app purchases: Amortization Calculator at none against AlmostZero's 13. Amortization Calculator also leads on iOS requirement (14.1 vs 26.2). On price, ads and device support there is nothing between them.

Both are free to download. AlmostZero sells 13 in-app purchases, starting at $0.99 per month. Amortization Calculator asks for nothing beyond the download.

## The numbers

| Metric | AlmostZero | Amortization Calculator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (75 ratings)](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024/reviews)** | — |
| Number of ratings | **75** | — |
| Positive reviews | 85.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | — |
| Monetization | Free with in-app purchases | — |
| Size | 224 MB | 1 MB |
| Requires iOS | 26.2 | **14.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Life Utility Apps, LLC](https://appshunter.io/developer/1721977600) | [H Valeur](https://appshunter.io/developer/621824042) |

## What reviewers say

### AlmostZero

[App page](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024)

Manage all your debts, track spending, and set savings goals. Visualize your financial progress with clear charts and utilize proven repayment strategies to become debt-free faster. Gain a comprehensive view of your finances by linking debts to assets and access helpful financial education.

**Highlights:** Debt & Loan Management, Expense Tracking, Savings Goals, Link to Assets, Repayment Strategies (Snowball/Avalanche), Financial Education, Multiple Currencies

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro | $0.99 | per month |
| AlmostZero Pro Monthly | $4.99 | per month |
| AlmostZero Pro Yearly | $29.99 | per year |
| Tip | $0.99 | one-time |
| Tip | $2.99 | one-time |
| Tip | $3.99 | one-time |
| Tip | $5.99 | one-time |
| Tip | $7.99 | one-time |
| Tip | $12.99 | one-time |
| Lifetime Pro | $14.99 | one-time |
| Tip | $14.99 | one-time |
| Steak Dinner sized Tip | $19.99 | one-time |
| Lifetime AlmostZero Pro | $49.99 | one-time |


### Amortization Calculator

[App page](https://appshunter.io/ios/app/amortization-calculator/id6475277427)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AlmostZero free?

AlmostZero is free to download, with in-app purchases available.

### Is Amortization Calculator free?

Amortization Calculator is free to download, with no in-app purchases.

### Do AlmostZero or Amortization Calculator have ads?

Neither AlmostZero nor Amortization Calculator shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*