# AlmostZero vs Expense Tracker budget app

The clearest difference is ratings volume: AlmostZero at 75 against Expense Tracker budget app's 1. Expense Tracker budget app's advantage is rating (5.0 vs 4.8) and iOS requirement (16.6 vs 26.2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. AlmostZero sells 13 in-app purchases, starting at $0.99 per month and Expense Tracker budget app sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Expense Tracker budget app holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: AlmostZero has 75 ratings behind it against 1, so its average is the more settled of the two.

AlmostZero ships an update every 2 weeks, Expense Tracker budget app monthly. The most recent releases landed on September 21, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | AlmostZero | Expense Tracker budget app |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (75 ratings)](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/expense-tracker-budget-app/id6711355457/reviews)** |
| Number of ratings | **75** | 1 |
| Positive reviews | 85.7% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free with in-app purchases | Freemium |
| Size | 224 MB | 24 MB |
| Requires iOS | 26.2 | **16.6** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Life Utility Apps, LLC](https://appshunter.io/developer/1721977600) | [Saif Ullah Sajid](https://appshunter.io/developer/1527861472) |

## What reviewers say

### AlmostZero

[App page](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024)

Manage all your debts, track spending, and set savings goals. Visualize your financial progress with clear charts and utilize proven repayment strategies to become debt-free faster. Gain a comprehensive view of your finances by linking debts to assets and access helpful financial education.

**Highlights:** Debt & Loan Management, Expense Tracking, Savings Goals, Link to Assets, Repayment Strategies (Snowball/Avalanche), Financial Education, Multiple Currencies

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro | $0.99 | per month |
| AlmostZero Pro Monthly | $4.99 | per month |
| AlmostZero Pro Yearly | $29.99 | per year |
| Tip | $0.99 | one-time |
| Tip | $2.99 | one-time |
| Tip | $3.99 | one-time |
| Tip | $5.99 | one-time |
| Tip | $7.99 | one-time |
| Tip | $12.99 | one-time |
| Lifetime Pro | $14.99 | one-time |
| Tip | $14.99 | one-time |
| Steak Dinner sized Tip | $19.99 | one-time |
| Lifetime AlmostZero Pro | $49.99 | one-time |


### Expense Tracker budget app

[App page](https://appshunter.io/ios/app/expense-tracker-budget-app/id6711355457)

Easily track daily expenses, set budgets, and visualize spending with clear charts. Manage all your finances in one place by adding bank accounts and credit cards. Take control of your money with a simple, user-friendly interface.

**Highlights:** Add and categorize expenses quickly, Visualize spending with charts and graphs, Track bank accounts and credit cards, Set monthly budgets, iCloud sync for cross-device access (premium)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expenses Pro Monthly | $1.99 | per month |
| Expenses Pro Yearly | $17.99 | per year |


## Frequently asked questions

### Is AlmostZero free?

AlmostZero is free to download, with in-app purchases available.

### Is Expense Tracker budget app free?

Expense Tracker budget app is free to download, with in-app purchases available.

### Which has better reviews, AlmostZero or Expense Tracker budget app?

Expense Tracker budget app is rated higher. AlmostZero averages 4.8 out of 5 from 75 ratings, while Expense Tracker budget app averages 5.0 from 1 ratings.

### Do AlmostZero or Expense Tracker budget app have ads?

Neither AlmostZero nor Expense Tracker budget app shows ads.

### Which is updated more often, AlmostZero or Expense Tracker budget app?

AlmostZero ships an update every 2 weeks, and Expense Tracker budget app monthly. Most recently, AlmostZero was updated on September 21, 2026 and Expense Tracker budget app on September 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*