# AlmostZero vs Debt Buddy

The clearest difference is rating: AlmostZero at 4.7 against Debt Buddy's 3.8. AlmostZero also leads on ads (none vs shown) and ratings volume (78 vs 4). Debt Buddy's advantage is in-app purchases (none vs 13) and review sentiment (100% vs 86%). On price and device support there is nothing between them.

Both are free to download. AlmostZero sells 13 in-app purchases, starting at $0.99 per month. Debt Buddy asks for nothing beyond the download.

AlmostZero holds the better App Store score, 4.7 against 3.8. That said, the two scores are not equally well evidenced: AlmostZero has 78 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 86% of AlmostZero's written reviews are positive against 100% of Debt Buddy's, so the app with the better star average is not the one people write more warmly about.

## The numbers

| Metric | AlmostZero | Debt Buddy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (78 ratings)](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024/reviews)** | [3.8 (4 ratings)](https://appshunter.io/ios/app/debt-buddy-money-tracker/id6743215073/reviews) |
| Number of ratings | **78** | 4 |
| Positive reviews | 85.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | — |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 224 MB | 33 MB |
| Requires iOS | 26.2 | **12.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Life Utility Apps, LLC](https://appshunter.io/developer/1721977600) | [舰 何](https://appshunter.io/developer/1684644424) |

## What reviewers say

### AlmostZero

[App page](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024)

Manage all your debts, track spending, and set savings goals. Visualize your financial progress with clear charts and utilize proven repayment strategies to become debt-free faster. Gain a comprehensive view of your finances by linking debts to assets and access helpful financial education.

**Highlights:** Debt & Loan Management, Expense Tracking, Savings Goals, Link to Assets, Repayment Strategies (Snowball/Avalanche), Financial Education, Multiple Currencies

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro | $0.99 | per month |
| AlmostZero Pro Monthly | $4.99 | per month |
| AlmostZero Pro Yearly | $29.99 | per year |
| Tip | $0.99 | one-time |
| Tip | $2.99 | one-time |
| Tip | $3.99 | one-time |
| Tip | $5.99 | one-time |
| Tip | $7.99 | one-time |
| Tip | $12.99 | one-time |
| Lifetime Pro | $14.99 | one-time |
| Tip | $14.99 | one-time |
| Steak Dinner sized Tip | $19.99 | one-time |
| Lifetime AlmostZero Pro | $49.99 | one-time |


### Debt Buddy

[App page](https://appshunter.io/ios/app/debt-buddy-money-tracker/id6743215073)

This app helps you track and manage personal debts and loans. It offers features like payment reminders, interest calculation, and a simple interface to monitor repayment progress.

**Highlights:** Easy debt tracking, Payment reminders, Interest calculation, Intuitive design, Local data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AlmostZero free?

AlmostZero is free to download, with in-app purchases available.

### Is Debt Buddy free?

Debt Buddy is free to download, with no in-app purchases.

### Which has better reviews, AlmostZero or Debt Buddy?

AlmostZero is rated higher. AlmostZero averages 4.7 out of 5 from 78 ratings, while Debt Buddy averages 3.8 from 4 ratings.

### Do AlmostZero or Debt Buddy have ads?

Debt Buddy shows ads; AlmostZero does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*