# AlmostZero vs DebtFlow

The clearest difference is in-app purchases: DebtFlow at none against AlmostZero's 13. DebtFlow also leads on iOS requirement (15.1 vs 26.2). AlmostZero's advantage is update cadence (every 2 weeks vs every 3 months). On price, ads and device support there is nothing between them.

Both are free to download. AlmostZero sells 13 in-app purchases, starting at $0.99 per month. DebtFlow asks for nothing beyond the download.

AlmostZero ships an update every 2 weeks, DebtFlow every 3 months. The most recent releases landed on October 1, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | AlmostZero | DebtFlow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (75 ratings)](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024/reviews)** | — |
| Number of ratings | **75** | — |
| Positive reviews | 85.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | — |
| Size | 224 MB | 27 MB |
| Requires iOS | 26.2 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Life Utility Apps, LLC](https://appshunter.io/developer/1721977600) | [OnlineBuilders LLC](https://appshunter.io/developer/1834674506) |

## What reviewers say

### AlmostZero

[App page](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024)

Manage all your debts, track spending, and set savings goals. Visualize your financial progress with clear charts and utilize proven repayment strategies to become debt-free faster. Gain a comprehensive view of your finances by linking debts to assets and access helpful financial education.

**Highlights:** Debt & Loan Management, Expense Tracking, Savings Goals, Link to Assets, Repayment Strategies (Snowball/Avalanche), Financial Education, Multiple Currencies

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro | $0.99 | per month |
| AlmostZero Pro Monthly | $4.99 | per month |
| AlmostZero Pro Yearly | $29.99 | per year |
| Tip | $0.99 | one-time |
| Tip | $2.99 | one-time |
| Tip | $3.99 | one-time |
| Tip | $5.99 | one-time |
| Tip | $7.99 | one-time |
| Tip | $12.99 | one-time |
| Lifetime Pro | $14.99 | one-time |
| Tip | $14.99 | one-time |
| Steak Dinner sized Tip | $19.99 | one-time |
| Lifetime AlmostZero Pro | $49.99 | one-time |


### DebtFlow

[App page](https://appshunter.io/ios/app/debtflow/id6743642654)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is AlmostZero free?

AlmostZero is free to download, with in-app purchases available.

### Is DebtFlow free?

DebtFlow is free to download, with no in-app purchases.

### Do AlmostZero or DebtFlow have ads?

Neither AlmostZero nor DebtFlow shows ads.

### Which is updated more often, AlmostZero or DebtFlow?

AlmostZero ships an update every 2 weeks, and DebtFlow every 3 months. Most recently, AlmostZero was updated on October 1, 2026 and DebtFlow on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*