# AlmostZero vs Zerosum

The clearest difference is update cadence: Zerosum at every 2 days against AlmostZero's every 2 weeks. Zerosum also leads on rating (5.0 vs 4.8) and chart position (#187 vs unranked). AlmostZero's advantage is ratings volume (75 vs 24). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. AlmostZero sells 13 in-app purchases, starting at $0.99 per month and Zerosum sells 6 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

Zerosum holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 75 and 24 respectively. Written reviews point the same way: 86% of AlmostZero's written reviews are positive against 92% of Zerosum's.

AlmostZero ships an update every 2 weeks, Zerosum every 2 days. The most recent releases landed on October 13, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | AlmostZero | Zerosum |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (75 ratings)](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024/reviews) | **[5.0 (24 ratings)](https://appshunter.io/ios/app/zerosum-zero-based-budgeting/id6784319439/reviews)** |
| Number of ratings | **75** | 24 |
| Positive reviews | 85.7% of reviews | **91.7% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 2 days** |
| Monetization | Free with in-app purchases | Freemium |
| Best chart rank | — | **#187** |
| Size | 224 MB | 11 MB |
| Requires iOS | 26.2 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Life Utility Apps, LLC](https://appshunter.io/developer/1721977600) | [Pedro Fidalgo](https://appshunter.io/developer/6784319441) |

## What reviewers say

### AlmostZero

[App page](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024)

Manage all your debts, track spending, and set savings goals. Visualize your financial progress with clear charts and utilize proven repayment strategies to become debt-free faster. Gain a comprehensive view of your finances by linking debts to assets and access helpful financial education.

**Highlights:** Debt & Loan Management, Expense Tracking, Savings Goals, Link to Assets, Repayment Strategies (Snowball/Avalanche), Financial Education, Multiple Currencies

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro | $0.99 | per month |
| AlmostZero Pro Monthly | $4.99 | per month |
| AlmostZero Pro Yearly | $29.99 | per year |
| Tip | $0.99 | one-time |
| Tip | $2.99 | one-time |
| Tip | $3.99 | one-time |
| Tip | $5.99 | one-time |
| Tip | $7.99 | one-time |
| Tip | $12.99 | one-time |
| Lifetime Pro | $14.99 | one-time |
| Tip | $14.99 | one-time |
| Steak Dinner sized Tip | $19.99 | one-time |
| Lifetime AlmostZero Pro | $49.99 | one-time |


### Zerosum

[App page](https://appshunter.io/ios/app/zerosum-zero-based-budgeting/id6784319439)

**Currently charting:** #187 Top Grossing · Finance (US App Store)

This app helps you meticulously plan your finances using a zero-based budgeting approach. It allows you to allocate every dollar before spending, track savings goals, and gain insights through detailed analytics and forecasts. You can choose between automatic bank syncing or manual entry, and even share your budget with family.

**Highlights:** Zero-based budgeting, Savings goal tracking, Financial analytics and forecasts, Recurring transaction scheduling, Bank sync or manual entry, Family budget sharing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zerosum Basic (Monthly) | $5.99 | per month |
| Zerosum Plus (Monthly) | $8.99 | per month |
| Zerosum Pro (Monthly) | $12.99 | per month |
| Zerosum Basic (Annual) | $39.99 | per year |
| Zerosum Plus | $59.99 | per year |
| Zerosum Pro (Annual) | $89.99 | per year |


## Frequently asked questions

### Is AlmostZero free?

AlmostZero is free to download, with in-app purchases available.

### Is Zerosum free?

Zerosum is free to download, with in-app purchases available.

### Which has better reviews, AlmostZero or Zerosum?

Zerosum is rated higher. AlmostZero averages 4.8 out of 5 from 75 ratings, while Zerosum averages 5.0 from 24 ratings.

### Do AlmostZero or Zerosum have ads?

Neither AlmostZero nor Zerosum shows ads.

### Which is updated more often, AlmostZero or Zerosum?

AlmostZero ships an update every 2 weeks, and Zerosum every 2 days. Most recently, AlmostZero was updated on October 13, 2026 and Zerosum on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*