# AlmostZero vs Simple Expenses

The clearest difference is price: AlmostZero at Free against Simple Expenses's $0.99. Simple Expenses's advantage is in-app purchases (none vs 13) and update cadence (every 3 days vs every 2 weeks). On ads and device support there is nothing between them.

AlmostZero is free to download; Simple Expenses costs $0.99 up front. AlmostZero sells 13 in-app purchases, starting at $0.99 per month. Simple Expenses asks for nothing beyond the download.

AlmostZero ships an update every 2 weeks, Simple Expenses every 3 days. The most recent releases landed on October 25, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | AlmostZero | Simple Expenses |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[4.7 (78 ratings)](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024/reviews)** | — |
| Number of ratings | **78** | — |
| Positive reviews | 85.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 3 days** |
| Monetization | Free with in-app purchases | — |
| Size | 224 MB | 3 MB |
| Requires iOS | 26.2 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Life Utility Apps, LLC](https://appshunter.io/developer/1721977600) | [Thirawat Tatatmi](https://appshunter.io/developer/6786351864) |

## What reviewers say

### AlmostZero

[App page](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024)

Manage all your debts, track spending, and set savings goals. Visualize your financial progress with clear charts and utilize proven repayment strategies to become debt-free faster. Gain a comprehensive view of your finances by linking debts to assets and access helpful financial education.

**Highlights:** Debt & Loan Management, Expense Tracking, Savings Goals, Link to Assets, Repayment Strategies (Snowball/Avalanche), Financial Education, Multiple Currencies

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro | $0.99 | per month |
| AlmostZero Pro Monthly | $4.99 | per month |
| AlmostZero Pro Yearly | $29.99 | per year |
| Tip | $0.99 | one-time |
| Tip | $2.99 | one-time |
| Tip | $3.99 | one-time |
| Tip | $5.99 | one-time |
| Tip | $7.99 | one-time |
| Tip | $12.99 | one-time |
| Lifetime Pro | $14.99 | one-time |
| Tip | $14.99 | one-time |
| Steak Dinner sized Tip | $19.99 | one-time |
| Lifetime AlmostZero Pro | $49.99 | one-time |


### Simple Expenses

[App page](https://appshunter.io/ios/app/simple-expenses-daily-log/id6805545646)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AlmostZero free?

AlmostZero is free to download, with in-app purchases available.

### Is Simple Expenses free?

Simple Expenses costs $0.99, with no in-app purchases.

### Do AlmostZero or Simple Expenses have ads?

Neither AlmostZero nor Simple Expenses shows ads.

### Which is updated more often, AlmostZero or Simple Expenses?

AlmostZero ships an update every 2 weeks, and Simple Expenses every 3 days. Most recently, AlmostZero was updated on October 25, 2026 and Simple Expenses on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*