# Crobo vs Universal Financial

The clearest difference is review sentiment: Crobo at 64% against Universal Financial's 0%. Crobo also leads on rating (4.8 vs 1.5) and ratings volume (2.6K vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Crobo holds the better App Store score, 4.8 against 1.5. That said, the two scores are not equally well evidenced: Crobo has 2.6K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 64% of Crobo's written reviews are positive against 0% of Universal Financial's.

Crobo ships an update every 2 weeks, Universal Financial fortnightly. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Crobo | Universal Financial |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.6K ratings)](https://appshunter.io/ios/app/crobo/id6474628320/reviews)** | [1.5 (2 ratings)](https://appshunter.io/ios/app/universal-financial/id6754987415/reviews) |
| Number of ratings | **2.6K** | 2 |
| Positive reviews | **64.4% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Monetization | Free | Free |
| Size | 61 MB | 23 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [GetBit Technologies Inc](https://appshunter.io/developer/1712859348) | [Santosh Bureddy](https://appshunter.io/developer/1851266492) |

## What reviewers say

### Crobo

[App page](https://appshunter.io/ios/app/crobo/id6474628320)

Send money from the US to India with competitive exchange rates and no transaction fees. This secure and compliant app offers fast, easy transfers for individuals and businesses, backed by 24/7 customer support.

**Highlights:** Better than Google exchange rates, Instant transfers, Zero transaction fees, Secure encryption and fraud protection, Easy-to-use interface, 24/7 customer support

**In-app purchases:** none

**What reviewers like**

- 💰 Best exchange rates
- ⚡ Fast and instant transfers
- 🤝 Reliable and trustworthy service
- 👨‍💻 Excellent customer support
- 💳 No hidden fees or charges

**What reviewers complain about**

- 🕰️ Delayed transactions and changing delivery dates
- 🚫 Does not support NRE account transfers
- 🤖 Buggy app with crashes and connectivity issues
- 🔒 Security concerns with account linking
- 📞 Unresponsive customer support

**Reported bugs**

- App crashes on login and during verification
- Transaction status not updating correctly
- Issues with bank account linking and ID verification

**Requested features**

- Add support for NRE account transfers
- Improve app stability and performance
- Provide better transaction status updates
- Implement a user-friendly cancellation process


### Universal Financial

[App page](https://appshunter.io/ios/app/universal-financial/id6754987415)

This app provides tax return planning and filing services for individuals and businesses in the United States. It supports US citizens, Green Card holders, and various visa holders, including ITIN and FBAR/FATCA filings.

**Highlights:** Individual Tax Return Planning, Business Tax Return Planning, US Citizen Tax Filing, Visa Holder Tax Filing, ITIN Filing, FBAR/FATCA Filing

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Crobo free?

Crobo is free to download, with no in-app purchases.

### Is Universal Financial free?

Universal Financial is free to download, with no in-app purchases.

### Which has better reviews, Crobo or Universal Financial?

Crobo is rated higher. Crobo averages 4.8 out of 5 from 2.6K ratings, while Universal Financial averages 1.5 from 2 ratings.

### Do Crobo or Universal Financial have ads?

Neither Crobo nor Universal Financial shows ads.

### Which is updated more often, Crobo or Universal Financial?

Crobo ships an update every 2 weeks, and Universal Financial fortnightly. Most recently, Crobo was updated on October 30, 2026 and Universal Financial on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*