# AGCU Banking vs Volt CU

AGCU Banking and Volt CU both sit at 4.8 stars, but that hides the real split: 100% of Volt CU's written reviews are positive against 74% of AGCU Banking's. Volt CU also leads on monetization model (ad-supported vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for AGCU Banking against 4.7 for Volt CU. Both are backed by a comparable volume of ratings — 993 and 347 respectively. Written reviews are what separate them: 74% of AGCU Banking's written reviews are positive against 100% of Volt CU's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 22, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | AGCU Banking | Volt CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (993 ratings)](https://appshunter.io/ios/app/agcu-banking/id6474629530/reviews)** | [4.7 (347 ratings)](https://appshunter.io/ios/app/volt-cu/id6503719974/reviews) |
| Number of ratings | **993** | 347 |
| Positive reviews | 73.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 197 MB | 177 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [Assemblies of God Credit Union](https://appshunter.io/developer/533877822) | [Volt Credit Union](https://appshunter.io/developer/1099326219) |

## What reviewers say

### AGCU Banking

[App page](https://appshunter.io/ios/app/agcu-banking/id6474629530)

Manage your finances on the go with this banking app. Organize transactions with tags, notes, and photos, set up balance alerts, and make payments or transfers easily. Deposit checks with a photo, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set up balance alerts, Make payments and transfers, Deposit checks via photo, Manage debit cards, View and save statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy to use
- 👍 User-friendly design
- 💡 Useful tools like notes and receipt attachments
- 🚀 Convenient mobile deposit feature

**What reviewers complain about**

- 🐛 Perpetual app update issue
- 🤔 Suboptimal iPad layout and truncated transaction details
- ⚠️ Difficulty accessing bill pay

**Reported bugs**

- App not working after software update
- Horizontal orientation not supported on iPad

**Requested features**

- Confirmation number for mobile deposits
- Easier access to bill pay


### Volt CU

[App page](https://appshunter.io/ios/app/volt-cu/id6503719974)

Manage your finances effortlessly with this secure personal finance tool. Organize transactions, set balance alerts, make payments, and deposit checks instantly. It also helps you reorder cards, view statements, and find nearby locations.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments to companies and friends, Transfer money between accounts, Instant check deposit via photo, Reorder or deactivate debit cards, View and save monthly statements, Find branches and ATMs, Secure with passcode or biometrics

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is AGCU Banking free?

AGCU Banking is free to download, with no in-app purchases.

### Is Volt CU free?

Volt CU is free to download, with no in-app purchases.

### Which has better reviews, AGCU Banking or Volt CU?

AGCU Banking is rated higher. AGCU Banking averages 4.8 out of 5 from 993 ratings, while Volt CU averages 4.7 from 347 ratings.

### Do AGCU Banking or Volt CU have ads?

Neither AGCU Banking nor Volt CU shows ads.

### Which is updated more often, AGCU Banking or Volt CU?

AGCU Banking ships an update monthly, and Volt CU monthly. Most recently, AGCU Banking was updated on October 22, 2026 and Volt CU on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*