# Spending Tracker vs Flow

The clearest difference is in-app purchases: Flow at none against Spending Tracker's 11. Flow also leads on review sentiment (95% vs 79%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Spending Tracker sells 11 in-app purchases, starting at $0.49 per month. Flow asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Spending Tracker against 5.0 for Flow. Both are backed by a comparable volume of ratings — 7 and 20 respectively. Written reviews are what separate them: 79% of Spending Tracker's written reviews are positive against 95% of Flow's.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 14, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Flow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (7 ratings)](https://appshunter.io/ios/app/spending-tracker-paisa/id6474729130/reviews) | [5.0 (20 ratings)](https://appshunter.io/ios/app/flow-expense-tracker/id6477741670/reviews) |
| Number of ratings | 7 | **20** |
| Positive reviews | 79.3% of reviews | **95.5% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Freemium | **Free** |
| Size | 127 MB | 80 MB |
| Requires iOS | 17.6 | **16.6** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Hemanth Savarala](https://appshunter.io/developer/1722426430) | [Batmend Ganbaatar](https://appshunter.io/developer/1730209215) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-paisa/id6474729130)

This app helps you manage your money by tracking expenses and income, setting budgets, and achieving savings goals. It offers insights into spending patterns and supports multiple accounts, all with a focus on privacy and a user-friendly interface.

**Highlights:** Track expenses and income, Create unlimited budgets, Set financial goals, Analyze spending patterns, Manage multiple accounts, Split bills with friends, Privacy-first data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium Access | $0.49 | per month |
| Premium Monthly Plan | $0.99 | per month |
| Weekly Subscription | $0.99 | per 7 days |
| Yearly Premium Access | $1.59 | per year |
| Monthly Premium Access | $1.99 | per month |
| Premium Yearly Plan | $4.99 | per year |
| Yearly Subscription | $8.99 | per year |
| Yearly Premium Access | $12.99 | per year |
| Lifetime Access | $4.99 | one-time |
| Lifetime Access | $6.99 | one-time |
| Paisa Premium Lifetime Access | $24.99 | one-time |


### Flow

[App page](https://appshunter.io/ios/app/flow-expense-tracker/id6477741670)

This personal finance tracker allows you to manage your money with ease. It offers full control over your data and can function offline, with features like multiple accounts, currencies, and financial statistics.

**Highlights:** Multiple accounts, Multiple currencies, Full data control, Offline functionality, iCloud backup, Financial statistics

**In-app purchases:** none


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Flow free?

Flow is free to download, with no in-app purchases.

### Which has better reviews, Spending Tracker or Flow?

Spending Tracker and Flow are both rated 5.0 out of 5 on the App Store, from 7 and 20 ratings respectively.

### Do Spending Tracker or Flow have ads?

Neither Spending Tracker nor Flow shows ads.

### Which is updated more often, Spending Tracker or Flow?

Spending Tracker ships an update every 2 weeks, and Flow every 2 weeks. Most recently, Spending Tracker was updated on October 14, 2026 and Flow on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*