# Spending Tracker vs Lendnote

The clearest difference is in-app purchases: Lendnote at none against Spending Tracker's 11. Lendnote also leads on update cadence (every 3 days vs every 2 weeks). Spending Tracker's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Spending Tracker sells 11 in-app purchases, starting at $0.49 per month. Lendnote asks for nothing beyond the download.

Spending Tracker ships an update every 2 weeks, Lendnote every 3 days. The most recent releases landed on October 14, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Lendnote |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/spending-tracker-paisa/id6474729130/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 79.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | **Every 3 days** |
| Monetization | Freemium | — |
| Size | 127 MB | 54 MB |
| Requires iOS | 17.6 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Hemanth Savarala](https://appshunter.io/developer/1722426430) | [Nam Truong Phuong](https://appshunter.io/developer/6774566741) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-paisa/id6474729130)

This app helps you manage your money by tracking expenses and income, setting budgets, and achieving savings goals. It offers insights into spending patterns and supports multiple accounts, all with a focus on privacy and a user-friendly interface.

**Highlights:** Track expenses and income, Create unlimited budgets, Set financial goals, Analyze spending patterns, Manage multiple accounts, Split bills with friends, Privacy-first data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium Access | $0.49 | per month |
| Premium Monthly Plan | $0.99 | per month |
| Weekly Subscription | $0.99 | per 7 days |
| Yearly Premium Access | $1.59 | per year |
| Monthly Premium Access | $1.99 | per month |
| Premium Yearly Plan | $4.99 | per year |
| Yearly Subscription | $8.99 | per year |
| Yearly Premium Access | $12.99 | per year |
| Lifetime Access | $4.99 | one-time |
| Lifetime Access | $6.99 | one-time |
| Paisa Premium Lifetime Access | $24.99 | one-time |


### Lendnote

[App page](https://appshunter.io/ios/app/lendnote-smart-debt-tracker/id6774566739)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Lendnote free?

Lendnote is free to download, with no in-app purchases.

### Do Spending Tracker or Lendnote have ads?

Lendnote shows ads; Spending Tracker does not.

### Which is updated more often, Spending Tracker or Lendnote?

Spending Tracker ships an update every 2 weeks, and Lendnote every 3 days. Most recently, Spending Tracker was updated on October 14, 2026 and Lendnote on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*